Lake County property record for 2954 Gerry St, Gary, IN 46406
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 726 sqft · built 1966 |
| Lot Size | 0.412 acres (17,990 sqft) |
| Owner | Trust Name on File |
| Last Sale | $137,500 (Jun 2023) |
| Tax Bill | $105 (2024) |
| Deeds & Mortgages | Jun 2023 Sale Nov 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-41-49-0091-0016 |
| Primary APN | 001-41-49-0091-0016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 726 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 17,990 sqft (0.412 acres) |
| Lot Dimensions | 120 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-41-49-0091-0016 |
|---|---|
| Old Parcel Number | 414900910016 |
| Street Address | 2954 GERRY ST |
| City | GARY |
| State | IN |
| Zip | 46406-3165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACK OAK GARDENS BLK 5 LOTS 14 TO 16 |
| Legal Subdivision | BLACK OAK GARDENS |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 41100 |
2954 Gerry St is held in a trust since June 2023.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9800 CONNECTICUT DR # B2-900, B2-900, CROWN POINT, IN 46307-7840 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2023 | Warranty Deed, Transfer |
| Nov 20, 2019 | Loan Modification, Mortgage · FHA Mortgage VILLAGE CAP & INV LLC |
| Jun 2, 2017 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAP & INVS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on File |
| Deed Sale | Jun 20, 2023 · Amount on File |
| Deed Document Number | 2023-519105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 20, 2023 |
| Property Address | 2954 GERRY ST, GARY, IN 46406-3165 |
| Document Number | 0000019105 |
| Map Reference | MB 21 PG 14 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023-519105 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9800 CONNECTICUT DR # B2-900, B2-900, CROWN POINT, IN 46307-7840 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2954 GERRY ST, GARY, IN 46406-3165 |
| Document Number | 0000001010 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2954 GERRY ST GARY IN 464063165, GARY, IN 46406-3165 |
| Document Number | 0000001010 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 1010 |
| Name | VILLAGE CAP & INV LLC |
|---|---|
| Address | LAKE ZURICH, IL 60047 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2954 GERRY ST, GARY, IN 46406-3165 |
| Document Number | 0000043104 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | MILESTONE SETTLEMENT LLC |
| Name | Verified Name |
|---|---|
| Address | 2954 GERRY ST GARY IN 464063165, GARY, IN 46406-3165 |
| Document Number | 0000043104 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 43104 |
| Name | VILLAGE CAP & INVS |
|---|---|
| Type | Funding / Finance Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 13, 2042 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,000 Land $9,900 Building $111,100 | $121,000 Land $9,900 Building $111,100 | |
| 2024 | $105.00 | ||
| 2023 | $47,800 (+4.37%) Land $9,500 Building $38,300 | $47,800 (+4.37%) Land $9,500 Building $38,300 | |
| 2022 | $45,800 Land $9,400 Building $36,400 | $45,800 Land $9,400 Building $36,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2954 Gerry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2954 Gerry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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