2954 Elda St, Lake Charles, LA 70607 Property Records

Calcasieu Parish property record for 2954 Elda St, Lake Charles, LA 70607

Property Summary

Property Type	Single Family Home
Lot Size	0.102 acres (4,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (May 2026)
Tax Bill	$695 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01320968`

Property Details

APN / Parcel Number

Primary APN	`01320968`

Exterior

Lot Area	4,453 sqft (0.102 acres)

Location & Zoning

Street Address	2954 ELDA ST
City	LAKE CHARLES
State	LA
Zip	70607-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	@341008-1849- 000101 0000 LT 1 SUBURBAN ACS SUB #2 LESS B 4114 P 685 DESCRIBED AS COM FROM THE SW COR OF LOT 1 OF SUBURBAN ACRES H N 22 DEG W 225.88 FT, TH W 85 DEG E 118.77 FT, TH S 27 DEG E 234.37 FT, TH N 85 DEG W 95.99 FT TO REF1-EVAN EDWARD ADDI
Legal Range	08
Legal Township	10
Legal Section	34
Legal Subdivision	SUBDIVISION
Legal Lot Number	1
Legal Unit	1
Jurisdiction	CALCASIEU LA
Township / Civil Division	7
Census Block Group	3
Census Block	3005
Census Tract	1700

Owner

Source: Calcasieu Parish records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2954 ELDA ST, LAKE CHARLES, LA 70607-7667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Deed Document Number	20263605625
Deed Book / Page	4766 / 511
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALCASIEU LA
Recording Date	May 22, 2026
Property Address	2954 ELDA ST, LAKE CHARLES, LA 70607-7667
Document Number	0003605625
Book / Page	4766 / 511
Instrument Date	May 21, 2026
Instrument	20263605625
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	REGENT TITLE, RELIANT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2954 ELDA ST, LAKE CHARLES, LA 70607-7667

Mortgage

Document Number	0003605625,
Date	May 22, 2026
Book Page	6494/444
Instrument	20263605625

Lender

Name	JD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Calcasieu Parish
Unified School District	Calcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$695.00 (+1.31%)	$7,190 (-) Land $630 Building $6,560	$71,900 (-) Land $6,300 Building $65,600
2024	$686.00 (-3.38%)	$7,190 (-) Land $630 Building $6,560	$71,900 (-) Land $6,300 Building $65,600
2023	$710.00 Homeowner's exemption	$7,190 (-) Land $630 Building $6,560	$71,900 (-) Land $6,300 Building $65,600
2022	$710.00 Homeowner's exemption	$7,190 Land $630 Building $6,560	$71,900 Land $6,300 Building $65,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	64 (2002–2024)
Claims Outside the SFHA	24 of 64
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2021 · 18 claims Hurricane Delta, Oct 2020 · 25 claims Hurricane Laura, Aug 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PARK SUBDIVISION WATER SYSTEM private · serves 102 people · EPA ID LA1019079
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20