2954 E Olive Rd, Pensacola, FL 32514 Property Records

Escambia County property record for 2954 E Olive Rd, Pensacola, FL 32514

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,350 sqft · built 1968
Lot Size0.186 acres (8,107 sqft)
Owner2 Individual Names on File
Last Sale$116,000 (Apr 2020)
Tax Bill$1,097 (2025)
Deeds & MortgagesSep 2025 Mortgage
Nov 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-1S-30-1300-012-002

Property Details

APN / Parcel Number

Primary APN17-1S-30-1300-012-002
Alternative APNs
  • 022172000
  • 22172000

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area1,350 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area8,107 sqft (0.186 acres)

Exterior Amenities

PorchSlab
Porch Area382 sqft
Deck Area187 sqft
Patio Area325 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22172000
Street Address2954 E OLIVE RD
CityPENSACOLA
StateFL
Zip32514-6234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionLT 12 BLK 2 SKY CREST PB 5 P 15 OR 8286 P 1
Legal Range30W
Legal Township01S
Legal Section17
Legal SubdivisionSKY CREST
Legal Block2
Legal Lot Number12
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group3
Census Block3022
Census Tract3512

Owner

2954 E Olive Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Escambia County records, as of August 12, 2026

Owner of Record2 Individual Names on File
Mailing Address2954 E OLIVE RD, PENSACOLA, FL 32514-6234
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · FHA Mortgage
OUTAMATION INC
Nov 3, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 27, 2020Warranty Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS
Nov 6, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2020 · Amount on File
Deed SaleApr 27, 2020 · Amount on File
Prior SaleAug 8, 2006 · Amount on File
Deed Document Number202033886
Deed Book / Page8286 / 1
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address2954 E OLIVE RD, PENSACOLA, FL 32514-6234
Transaction TypeMortgage
Record UpdatedOct 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2954 E OLIVE RD, PENSACOLA, FL 32514-6234

Mortgage

Document Number0093780499
DateSep 16, 2025
Book Page9378/499
Instrument2025070596
Lender
NameOUTAMATION INC
TypeNon-Lending Institution
AddressSOUTHLAKE, TX 76092
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term296 Months
DueMay 1, 2050

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address2954 E OLIVE RD, PENSACOLA, FL 32514-6234
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2954 E OLIVE RD, PENSACOLA, FL 32514-6234

Mortgage

Document Number0090640050
DateNov 3, 2023
Book Page9064/50
Instrument2023088489
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term318 Months
DueMay 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateApr 27, 2020
Property Address2954 E OLIVE RD, PENSACOLA, FL 32514-6234
Document Number0082860001
Book / Page008286 / 000001
Instrument DateApr 24, 2020
Instrument33886
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyCLEAR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$812.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2954 E OLIVE RD PENSACOLA FL 325146234, PENSACOLA, FL 32514-6234

Mortgage

Document Number82860003
DateApr 27, 2020
Book Page008286/000003
Instrument33887
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 26, 2050

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESCAMBIA FL
Recording DateNov 6, 2018
Property Address2954 E OLIVE RD, PENSACOLA, FL 32514-6234
Document Number0079931962
Book / Page007993 / 001962
Instrument DateOct 30, 2018
Instrument88333
Transaction TypeTransfer
Record UpdatedNov 22, 2018

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 DEXTER AVE PENSACOLA FL 325072220, PENSACOLA, FL 32507-2220

Tax Assessment & Valuation

The 2025 property tax bill for 2954 E Olive Rd was $1,097 with a homeowner's exemption, up 18.7% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,097.00 (+18.72%) Homeowner's exemption$105,422$137,319 Land $25,000 Building $112,319
2024$924.00 (+1.54%)
2023$910.00 (+3.29%) Homeowner's exemption$99,467 (+3%)$127,233 (+11.14%) Land $18,000 Building $109,233
2022$881.00 Homeowner's exemption$96,570$114,475 Land $17,000 Building $97,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2954 E Olive Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2954 E Olive Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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