2954 E Emerald Ave, Fresno, CA 93720 Property Records

Fresno County property record for 2954 E Emerald Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,750 sqft · built 2004
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Jun 2025)
Tax Bill	$3,469 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`568-333-19`

Property Details

APN / Parcel Number

Primary APN	`568-333-19`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	100 ft deep x 56 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	2954 E EMERALD AVE
City	FRESNO
State	CA
Zip	93720-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 177 TRACT NO 5007
Legal Subdivision	TRACT NO 5007
Legal Tract	5007
Legal Lot Number	177
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	3
Census Block	3004
Census Tract	5505

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2954 E EMERALD AVE, FRESNO, CA 93720-5424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Mar 16, 2023	Intrafamily Transfer, Transfer
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Feb 4, 2004 · Amount on Record
Deed Document Number	202556544
Prior Transfer Date	Mar 6, 2023
Prior Transfer Doc	0000023967
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2954 E EMERALD AVE, FRESNO, CA 93720-5424
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2954 E EMERALD AVE, FRESNO, CA 93720-5424

Mortgage

Document Number	0000001360
Date	Jan 7, 2026
Instrument	2026-0001360

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2046

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Mar 16, 2023
Property Address	2954 E EMERALD AVE, FRESNO, CA 93720-5424
Document Number	0000023967
Map Reference	VOL 66 PG 64-68
Instrument Date	Mar 6, 2023
Instrument	2023-0023967
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2954 E EMERALD AVE, FRESNO, CA 93720-5424

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2954 E EMERALD AVE, FRESNO, CA 93720-5424
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2954 E EMERALD AVE, FRESNO, CA 93720-5424

Mortgage

Document Number	0000003315
Date	Jan 10, 2022
Instrument	2022-0003315

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,400 (+68.6%) Land $143,820 Building $335,580
2025	$3,469.00 (+4.02%) Homeowner's exemption	$284,342 (+4.04%) Land $85,300 Building $199,042
2023	$3,335.00 (+1.8%) Homeowner's exemption	$273,303 Land $81,989 Building $191,314
2022	$3,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks.

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