2953 Upper Ridge Rd, Pennsburg, PA 18073 Property Records

Montgomery County property record for 2953 Upper Ridge Rd, Pennsburg, PA 18073

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,788 sqft · built 1959
Lot Size0.404 acres (17,595 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Aug 2025)
Tax Bill$3,921 (2026)
Deeds & MortgagesFeb 2023 Line of Credit
Aug 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN45-00-02098-00-8

Property Details

APN / Parcel Number

Primary APN45-00-02098-00-8
Alternative APN
  • 45007 027

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,788 sqft Living Area
1st Floor Area1,788 sqft
Basement Area780 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1995
Architectural StyleCape Cod
Exterior MaterialStucco
Lot Area17,595 sqft (0.404 acres)
Lot Width85 ft Width
Garage TypeBasement
Parking Spaces1 Parking Space
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2953 UPPER RIDGE RD
CityPENNSBURG
StatePA
Zip18073-2550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionH APTS & L 85 X 200
Legal Block7
Legal Lot Number27
JurisdictionMONTGOMERY PA
Township / Civil DivisionMARLBOROUGH
Census Block Group4
Census Block4004
Census Tract207600

Owner

2953 Upper Ridge Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Montgomery County records, as of June 1, 2026

Owner of Record2 Individual Names on File
Mailing Address2953 UPPER RIDGE RD, PENNSBURG, PA 18073-2550
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Aug 21, 2025Deed, Transfer · Conventional Mortgage
MORTGAGE AMERICA INC
Mar 18, 2020Deed of Trust, Mortgage · Conventional with PMI
MORTGAGE AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2025 · Amount on File
Deed SaleAug 21, 2025 · Amount on File
Prior SaleApr 1, 2020 · Amount on File
Deed Document Number202546598
Deed Book / Page6411 / 2455
Transfer Doc0000020595
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address2953 UPPER RIDGE RD, PENNSBURG, PA 18073-2550
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2953 UPPER RIDGE RD, PENNSBURG, PA 18073-2550

Mortgage

Document Number0157240554
DateFeb 15, 2023
Book Page15724/554
Instrument2023007987
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY PA
Recording DateAug 21, 2025
Property Address2953 UPPER RIDGE RD, PENNSBURG, PA 18073-2550
Document Number0064112455
Book / Page6411 / 2455
Instrument DateAug 8, 2025
Instrument2025046598
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanyEVANS ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2953 UPPER RIDGE RD, PENNSBURG, PA 18073-2550

Mortgage

Document Number2025046599
DateAug 21, 2025
Instrument2025046599
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address2953 UPPER RIDGE RD, PENNSBURG, PA 18073-2550
Document Number0148740817
Instrument DateMar 18, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyNATIONAL ABSTRACT AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2953 UPPER RIDGE RD PENNSBURG PA 180732550, PENNSBURG, PA 18073-2550

Mortgage

Document Number0148740817
DateApr 1, 2020
Book Page014874/000817
Instrument23022
Lender
NameMORTGAGE AMERICA
TypeMortgage Company
AddressWHITEHALL, PA 18052
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 31, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2953 Upper Ridge Rd was $3,921.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMontgomery County
County SubdivisionMarlborough Township
Unified School DistrictUpper Perkiomen School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,921.00$105,000 (-)$105,000
2025$3,921.00 (+2.56%)$105,000 (-) Land $35,030 Building $69,970
2024$3,823.00 (+6.08%)$105,000 (-) Land $35,030 Building $69,970
2023$3,604.00 (+4.86%)$105,000 Land $35,030 Building $69,970
2022$3,437.00
1998$105,000 Land $35,030 Building $69,970
1996$105,000 Land $35,030 Building $69,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2953 Upper Ridge Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1984–1999)
Claims Outside the SFHA5 of 6
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2953 Upper Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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