2953 State Rd 64, Emerald (Glenwood City), WI 54013 Property Records

St. Croix County property record for 2953 State Rd 64, Emerald, WI 54013 · Last verified February 2026

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Lot Size	13 acres (566,280 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2019)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Dec 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-1073-30-100`

Property Details

APN / Parcel Number

Primary APN	`014-1073-30-100`
Alternative APN	`34.31.15.544B`

Exterior

Lot Area	566,280 sqft (13 acres)

Location & Zoning

Street Address	2953 STATE ROAD 64
City	EMERALD
State	WI
Zip	54013-4809
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	SEC 34 T31N R15W PT NW NE CSM 22-5332 LOT 1 (13 AC)
Legal Range	15W
Legal Township	31N
Legal Section	34
Legal Subdivision	CERTIFIED SURV MAP
Legal Lot Number	1 13
Jurisdiction	ST CROIX WI
Township / Civil Division	FOREST
Census Block Group	1
Census Block	1047
Census Tract	120700

Owner

Source: St. Croix County records · APN 014-1073-30-100

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2953 STATE ROAD 64, EMERALD, WI 54013-4809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Dec 09, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTCONSIN CU
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Jun 22, 2007 · Amount on Record
Deed Document Number	1082347
Record Updated	Jun 08, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2953 STATE ROAD 64, EMERALD, WI 54013-4809
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001193451
Date	Jun 13, 2025
Instrument	1193451

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2020
Min Rate At Change	4%
Max Rate At Change	12.5%
Index	SOFR Average 30-Day
Margin	4
Max Rate	12.5%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2953 STATE ROAD 64, EMERALD, WI 54013-4809
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001201313
Date	Dec 09, 2025
Instrument	1201313

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12%
Index	SOFR Average 30-Day
Margin	4
Max Rate	12%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	May 31, 2019
Property Address	2953 STATE ROAD 64, EMERALD, WI 54013-4809
Document Number	0001082347
Instrument Date	May 30, 2019
Instrument	1082347
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001082348
Date	May 31, 2019
Instrument	1082348

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Forest Town
Unified School District	Glenwood City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,003.00 (+4.71%) Homeowner's exemption	$210,100 (-) Land $46,800 Building $163,300	$210,100 (-) Land $46,800 Building $163,300
2023	$2,868.00 Homeowner's exemption	$210,100 Land $46,800 Building $163,300	$210,100 Land $46,800 Building $163,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Croix County (55109C), updated April 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Clear Lake Telephone Company	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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