Sacramento County property record for 2953 Panama Ave, Carmichael, CA 95608 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 957 sqft Living Area |
| Lot Size | 8,154 sqft (0.187 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $85,000 (1999) |
| Tax Bill | $1,743.00 (2025) |
| Primary APN | 273-0131-028-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 957 sqft Living Area |
| 1st Floor | 957 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,154 sqft (0.187 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2953 PANAMA AVE |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-4013 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 75 FT OF THE E 135.73 OF TRACT 173 CARMICHAELCOLONY EXC R/W PER DEED 760831/1746 |
| Legal Subdivision | CARMICHAEL COLONY |
| Legal Tract | 173 |
| Legal Lot Number | 173 |
| Jurisdiction | SACRAMENTO CA |
| Minor Civil Division | SACRAMENTO |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 7802 |
Source: Sacramento County records · APN 273-0131-028-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2953 PANAMA AVE, CARMICHAEL, CA 95608-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY CREDIT UNION |
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 10, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 1999 · Amount on Record |
| Deed Sale | Feb 25, 1999 · Amount on Record |
| Deed Book / Page | 990225 / 876 |
| Prior Transfer Date | Jan 21, 1999 |
| Prior Transfer Doc | 9902000875 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 12, 2026 |
| Property Address | 2953 PANAMA AVE, CARMICHAEL, CA 95608-4013 |
| Document Number | 2026000673 |
| Book / Page | 20260812 / 673 |
| Instrument Date | Aug 07, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2953 PANAMA AVE, CARMICHAEL, CA 95608-4013 |
| Document Number | 2026000673, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 20260812/673 |
| Name | HERITAGE COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2953 PANAMA AVE, CARMICHAEL, CA 95608-4013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000862 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 20170131/0862 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2953 PANAMA AVE, CARMICHAEL, CA 95608-4013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000999 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 20170310/0999 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $152,031 (+2%) Land $33,568 Building $118,463 | |
| 2025 | $1,743.00 (+2.23%) Homeowner's exemption | $149,051 (+4.04%) Land $32,910 Building $116,141 |
| 2024 | $1,705.00 (+1.73%) | |
| 2023 | $1,676.00 (+2.07%) Homeowner's exemption | $143,265 Land $31,633 Building $111,632 |
| 2022 | $1,642.00 |
2953 Panama Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Sacramento County (06067C), updated September 29, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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