2953 Neil Jerome Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 2953 Neil Jerome Dr, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,587 sqft · built 2023
Lot Size0.1 acres (4,356 sqft)
OwnerTrust Name on File
Last Sale$977,500 (Feb 2023)
Tax Bill$15,079 (2026)
Deeds & MortgagesFeb 2023 Transfer
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN240-820-370-000

Property Details

APN / Parcel Number

Primary APN240-820-370-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,587 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,356 sqft (0.1 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2953 NEIL JEROME DR
CityTRACY
StateCA
Zip95377-8009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 191 TOWN & COUNTRY TRACT 4007
Legal SubdivisionTOWN & COUNTRY
Legal Tract4007
Legal Block2
Legal Lot Number191
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2073
Census Tract5213

Owner

2953 Neil Jerome Dr is owner-occupied and held in a trust since February 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address2953 NEIL JEROME DR, TRACY, CA 95377-8009
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Intrafamily Transfer, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 28, 2023Grant Deed, Transfer · Conventional Mortgage
SAFE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2023 · Amount on File
Deed SaleFeb 28, 2023 · Amount on File
Deed Document Number202315529
Prior Transfer DateFeb 27, 2023
Prior Transfer Doc0000015532
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 28, 2023
Property Address2953 NEIL JEROME DR, TRACY, CA 95377-8009
Document Number0000015532
Map ReferenceMB 43 PG 169
Instrument DateFeb 27, 2023
Instrument2023-015532
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2953 NEIL JEROME DR, TRACY, CA 95377-8009
InvestorPossibly a Property Investor

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 28, 2023
Property Address2953 NEIL JEROME DR, TRACY, CA 95377-8009
Document Number0000015529
Map ReferenceMB 43 PG 169
Instrument DateJan 31, 2023
Instrument2023-015529
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2953 NEIL JEROME DR, TRACY, CA 95377-8009
InvestorPossibly a Property Investor

Mortgage

Document Number0000015530
DateFeb 28, 2023
Instrument2023-015530
Lender
NameSAFE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateMar 1, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.62%
Index1-Year T-Bill
Max Rate9.62%

Tax Assessment & Valuation

The 2026 property tax bill for 2953 Neil Jerome Dr was $15,079 with a homeowner's exemption, down 4.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,079.00 (-4.38%)
2025$15,769.00 Homeowner's exemption$1,016,780 Land $260,100 Building $756,680
2023$7,684.00 (+44.76%)$267,424 Land $62,424 Building $205,000$862,920
2022$5,308.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2953 Neil Jerome Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2953 Neil Jerome Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Matrix Broadband
Fixed Wireless
200 / 40
Cal.net
Fixed Wireless
100 / 20

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