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2953 Howley Aly, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2953 Howley Aly, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,450 sqft · built 2021
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on File
Last Sale$392,500 (Dec 2021)
Tax Bill$8,259 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN04-25-31-3492-0001-0200

Property Details

APN / Parcel Number

Primary APN04-25-31-3492-0001-0200
Alternative APN
  • 253104349200010200

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,450 sqft Living Area
Gross Area3,247 sqft
1st Floor Area1,243 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2953 HOWLEY ALY
CitySAINT CLOUD
StateFL
Zip34771-8451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIDGEWALK PH 1A PB 30 PGS 50-56 LOT 20
Legal Range31E
Legal Township25S
Legal Section04
Legal SubdivisionBRIDGEWALK
Legal Phase1A
Legal Lot Number20
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43700

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2953 HOWLEY ALY, SAINT CLOUD, FL 34771-8451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Deed Document Number2021194151
Deed Book / Page6109 / 1404
Record UpdatedJun 8, 2026

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 16, 2021
Property Address2953 HOWLEY ALY, SAINT CLOUD, FL 34771-8451
Document Number0061091404
Book / Page6109 / 1404
Map ReferenceMB 30 PG 50
Instrument DateNov 30, 2021
Instrument2021194151
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,747.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address2953 HOWLEY ALY, SAINT CLOUD, FL 34771-8451

Mortgage

Document Number0061091408
DateDec 16, 2021
Instrument6109/1408
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,259.00 (+4.07%)$397,800 (+5.71%) Land $90,000 Building $307,800$397,800 (+5.71%) Land $90,000 Building $307,800
2024$7,936.00 (+0.32%)
2023$7,911.00 (+2.54%)$376,300 (+3.04%) Land $75,000 Building $301,300$376,300 (+3.04%) Land $75,000 Building $301,300
2022$7,715.00$365,200 Land $65,000 Building $300,200$365,200 Land $65,000 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation70.6 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Xfinity.

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