Seneca County and Fayette Town property record for 2953 Cherokee Ln, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,280 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,350 (Oct 2017) |
| Tax Bill | $7,172 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2017 Sale |
| APN | 452289 03-2-59 |
| Primary APN | 452289 03-2-59 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| 2nd Floor Area | 1,036 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 334 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2953 CHEROKEE LN |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 454/112 |
| Legal Block | 2 |
| Legal Lot Number | 59.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | FAYETTE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 950700 |
Source: Seneca County and Fayette Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2953 CHEROKEE LN, WATERLOO, NY 13165-9485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA |
| Oct 13, 2017 | Deed, Transfer NOT AVAILABLE, CHRISTI MILLER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2017 · Amount on Record |
| Deed Sale | Oct 13, 2017 · Amount on Record |
| Prior Sale | Aug 16, 2017 · Amount on Record |
| Deed Book / Page | 958 / 289 |
| Prior Transfer Date | Jan 25, 2002 |
| Prior Transfer Doc | 0640000295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 2953 CHEROKEE LN, WATERLOO, NY 13165-9485 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001878/330 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 1878/330 |
| Instrument | 61398 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Oct 13, 2017 |
| Property Address | 2953 CHEROKEE LN, WATERLOO, NY 13165-9485 |
| Document Number | 0000000958/0000000289 |
| Book / Page | 0000000958 / 0000000289 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, CHRISTI MILLER |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2953 CHEROKEE LN, WATERLOO, NY 13165-9485 |
Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Fayette Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,172.00 (+13.95%) | ||
| 2025 | $6,294.00 (+257.82%) | $197,300 (+4.17%) Land $26,000 Building $171,300 | $346,100 (+31.57%) Land $45,609 Building $300,491 |
| 2023 | $189,400 Land $26,000 Building $163,400 | $263,056 Land $36,111 Building $226,945 | |
| 2019 | $1,759.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
5G (outdoors only) and 4G LTE
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