29529 Big Pine St, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29529 Big Pine St, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 864 sqft · built 1975
Lot Size0.139 acres (6,035 sqft)
Owner2 Individual Names on Record
Last Sale$670,000 (Sep 2023)
Tax Bill$5,228 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00315940-000000

Property Details

APN / Parcel Number

Primary APN00315940-000000
Alternative APNs
  • 10662900315940000000
  • 1389447

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2016
Exterior MaterialMixed
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,035 sqft (0.139 acres)
Lot Dimensions85 ft deep x 71 ft wide
View / LotCanal

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area347 sqft
Deck Area64 sqft
Patio Area64 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1389447
Street Address29529 BIG PINE ST
CityBIG PINE KEY
StateFL
Zip33043-6200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCFSD - 12
Legal DescriptionBK 1 LT 4 BIG PINE SHORES PB5-20 BIG PINE KEY OR500-1094 OR833-134 OR1335-746 OR2046-292 OR2352-2129 OR2411-1612 OR2682-2344 OR3050-1314 OR3244-1344
Legal Range29E
Legal Township66S
Legal Section10
Legal SubdivisionBIG PINE SHORES
Legal Block1
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1074
Census Tract971402

Owner

Source: Monroe County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1350 RIVER REACH DR, 314, FORT LAUDERDALE, FL 33315-1169
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 15, 2020Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2023 · Amount on Record
Deed SaleSep 28, 2023 · Amount on Record
Prior SaleOct 15, 2020 · Amount on Record
Deed Document Number20232433971
Deed Book / Page3244 / 1344
Prior Transfer DateMar 31, 2008
Prior Transfer Doc0023522129
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 28, 2023
Property Address29529 BIG PINE ST, BIG PINE KEY, FL 33043-6200
Document Number0032441344
Book / Page3244 / 1344
Map ReferenceMB 5 PG 20
Instrument DateSep 20, 2023
Instrument2433971
Transaction TypeTransfer
Record UpdatedOct 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1145 MUSEUM BLVD UNIT 203, 203, VERNON HILLS, IL 60061-3168

Transferred To (Grantee/Buyer)

NameVerified Name
Address1350 RIVER REACH DR APT 314, 314, FORT LAUDERDALE, FL 33315-1169

Mortgage

Document Number0032441346
DateSep 28, 2023
Instrument3244/1346
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 15, 2020
Property Address29529 BIG PINE ST, BIG PINE KEY, FL 33043-6200
Document Number0030501314
Book / Page3050 / 1314
Map ReferenceMB 5 PG 20
Instrument DateOct 15, 2020
Instrument2286235
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyABSOLUTE FIRST TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address314 NE 27TH ST, 314, WILTON MANORS, FL 33334-2020

Transferred To (Grantee/Buyer)

NameVerified Name
Address29529 BIG PINE ST, BIG PINE KEY, FL 33043-6200

Mortgage

Document Number0030501316
DateOct 15, 2020
Instrument3050/1316
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,228.00 (-4.74%) Homeowner's exemption$544,260 (+49.51%) Land $295,413 Building $248,847$544,260 (+30.19%) Land $295,413 Building $248,847
2024$5,488.00 (+615.51%)
2023$767.00 (+1.46%) Homeowner's exemption$364,022 (+3%)$418,065 (+1.29%) Land $187,538 Building $230,527
2022$756.00 Homeowner's exemption$353,420$412,744 Land $179,240 Building $233,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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