2952 Monte Cresta Dr, Belmont, CA 94002 Property Records

San Mateo County property record for 2952 Monte Cresta Dr, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,600 sqft · built 1970
Lot Size	0.266 acres (11,584 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,268,000 (Sep 2018)
Tax Bill	$31,116 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043-231-060`

Property Details

APN / Parcel Number

Primary APN	`043-231-060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,730 sqft
2nd Floor Area	870 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	11,584 sqft (0.266 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2952 MONTE CRESTA DR
City	BELMONT
State	CA
Zip	94002-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 4 BLOCK 2 HASKINS ESTATE RSM 49/48 49 CITY OF BELMONT
Legal Subdivision	HASKINS ESTATE
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	4
Census Block	4001
Census Tract	608800

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2952 MONTE CRESTA DR, BELMONT, CA 94002-1364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Oct 28, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Sep 28, 2018	Grant Deed, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	201875843
Prior Transfer Date	Nov 8, 2004
Prior Transfer Doc	0000226369
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2952 MONTE CRESTA DR, BELMONT, CA 94002-1364
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2952 MONTE CRESTA DR, BELMONT, CA 94002-1364

Mortgage

Document Number	0000067480
Date	Sep 16, 2022
Instrument	2022-067480

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2952 MONTE CRESTA DR, BELMONT, CA 94002-1364
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2952 MONTE CRESTA DR, BELMONT, CA 94002-1364

Mortgage

Document Number	0000129378
Date	Sep 8, 2021
Instrument	2021-129378

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2952 MONTE CRESTA DR, BELMONT, CA 94002-1364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083985
Date	Aug 21, 2020
Instrument	2020-083985

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	SAN JOSE, CA 95123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2952 MONTE CRESTA DR, BELMONT, CA 94002-1364
Document Number	0000092189
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	OLD REPUBLIC TITLE COMPANY BERKELEY, OLD REPUBLIC TITLE CO BERKELEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2952 MONTE CRESTA DR BELMONT CA 940021364, BELMONT, CA 94002-1364

Mortgage

Document Number	0000092189
Date	Nov 4, 2019
Instrument	92189

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 28, 2018
Property Address	2952 MONTE CRESTA DR, BELMONT, CA 94002-1364
Document Number	0000075843
Map Reference	MB49 PG48
Instrument Date	Sep 25, 2018
Instrument	2018-075843
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2952 MONTE CRESTA DR, BELMONT, CA 94002-1364

Mortgage

Document Number	0000075844
Date	Sep 28, 2018
Instrument	2018-075844

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.65%
Index	1-Year LIBOR
Max Rate	10.9%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,622,979 (+2%) Land $1,706,742 Building $916,237
2025	$31,116.00 (+7.42%) Homeowner's exemption	$2,571,549 (+4.04%) Land $1,673,277 Building $898,272
2023	$28,967.00 (+3.75%) Homeowner's exemption	$2,471,695 Land $1,608,302 Building $863,393	$2,327,850
2022	$27,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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