2951 Swansboro Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 2951 Swansboro Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1974
Lot Size	2.28 acres (99,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,500 (Mar 2016)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`085-151-004-000`

Property Details

APN / Parcel Number

Primary APN	`085-151-004-000`
Alternative APN	`0851510410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	99,316 sqft (2.28 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Patio Area	1,888 sqft

Location & Zoning

Old Parcel Number	0851510410
Street Address	2951 SWANSBORO RD
City	PLACERVILLE
State	CA
Zip	95667-8353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	L 75 SWANS CNTRY 1
Legal Subdivision	SWANS CNTRY 1
Legal Lot Number	75
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3037
Census Tract	30603

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2951 SWANSBORO RD, PLACERVILLE, CA 95667-8353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Feb 24, 2020	Quit Claim Deed, Transfer CFBANK NA
Mar 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2016 · Amount on Record
Deed Sale	Mar 14, 2016 · Amount on Record
Prior Sale	Mar 26, 2019
Deed Document Number	0000009944
Last Transfer Date	Feb 24, 2020
Transfer Doc	0000008276
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2951 SWANSBORO RD, PLACERVILLE, CA 95667-8353
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 SWANSBORO RD, PLACERVILLE, CA 95667-8353

Mortgage

Document Number	0000065735
Date	Oct 19, 2021
Instrument	2021-0065735

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2951 SWANSBORO RD, PLACERVILLE, CA 95667-8353
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 SWANSBORO RD, PLACERVILLE, CA 95667-8353

Mortgage

Document Number	0000028002
Date	Apr 22, 2021
Instrument	2021-0028002

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2951 SWANSBORO RD, PLACERVILLE, CA 95667-8353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TTL NORTHERN CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030555
Date	Aug 2, 2019
Instrument	2019-0030555

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 24, 2020
Property Address	2951 SWANSBORO RD, PLACERVILLE, CA 95667-8353
Document Number	0000008276
Instrument Date	Dec 20, 2019
Instrument	8276
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2951 SWANSBORO RD PLACERVILLE CA 956678353, PLACERVILLE, CA 95667-8353

Mortgage

Document Number	8277
Date	Feb 24, 2020
Instrument	8277

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 26, 2019
Property Address	2951 SWANSBORO RD, PLACERVILLE, CA 95667-8353
Document Number	0000010048
Map Reference	MB E PG 30
Instrument Date	Mar 13, 2019
Instrument	2019-0010048
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 SWANSBORO RD, PLACERVILLE, CA 95667-8353

Mortgage

Document Number	0000010049
Date	Mar 26, 2019
Instrument	2019-0010049

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,109.00 (+3.08%)	$271,674 (+4.04%) Land $76,943 Building $194,731
2023	$3,016.00 (+1.34%)	$261,126 Land $73,956 Building $187,170
2022	$2,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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