Calvert County property record for 2951 Morning Glory Ln, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,960 sqft · built 1982 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $303,000 (Nov 2012) |
| Tax Bill | $4,452 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-082156 |
| Primary APN | 03-082156 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,960 sqft Total Area |
| Basement Area | 644 sqft |
| Finished Basement | 644 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 98,881 sqft (2.27 acres) |
| Garage Type | Basement |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 082156 |
|---|---|
| Street Address | 2951 MORNING GLORY LN |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 2 DUNKIRK ESTS |
| Legal Subdivision | DUNKIRK ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 860103 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2951 MORNING GLORY LN, DUNKIRK, MD 20754-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| May 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2012 · Amount on Record |
| Deed Sale | Nov 16, 2012 · Amount on Record |
| Prior Sale | Jan 3, 1983 · Amount on Record |
| Deed Book / Page | 4055 / 340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 2951 MORNING GLORY LN, DUNKIRK, MD 20754-9423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 2951 MORNING GLORY LN, DUNKIRK, MD 20754-9423 |
| Document Number | 0068130017 |
|---|---|
| Date | Nov 6, 2025 |
| Book Page | 6813/17 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 2951 MORNING GLORY LN, DUNKIRK, MD 20754-9423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L |
| Name | Verified Name |
|---|---|
| Address | 2951 MORNING GLORY LN, DUNKIRK, MD 20754-9423 |
| Document Number | 0059650197 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 5965/197 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,033 (+16.28%) | $458,100 (+16.86%) Land $182,700 Building $275,400 | |
| 2025 | $4,452.00 (+20.36%) | ||
| 2023 | $3,699.00 Homeowner's exemption | $356,067 | $392,000 Land $182,700 Building $209,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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