2951 Juniper Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2951 Juniper Ave, Morro Bay, CA 93442 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,334 sqft · built 1971
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on File
Last Sale	$1,425,000 (Sep 2021)
Tax Bill	$16,667 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-382-005`

Property Details

APN / Parcel Number

Primary APN	`068-382-005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,334 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Construction Type	Wood
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	100 ft deep x 62 ft wide
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	2951 JUNIPER AVE
City	MORRO BAY
State	CA
Zip	93442-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY MB TR 174 BL 4 LT 5
Legal Subdivision	PANORAMA HEIGHTS 01
Legal Tract	174
Legal Block	4
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2003
Census Tract	10505

Owner

Source: San Luis Obispo County records · APN 068-382-005

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2951 JUNIPER AVE, MORRO BAY, CA 93442-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Feb 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2021 · Amount on Record
Deed Sale	Sep 09, 2021 · Amount on Record
Prior Sale	Jun 17, 1999 · Amount on Record
Deed Document Number	2021062019
Record Updated	Jun 08, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 09, 2021
Property Address	2951 JUNIPER AVE, MORRO BAY, CA 93442-1448
Document Number	0000062019
Map Reference	MB 6 PG 38
Instrument Date	Aug 26, 2021
Instrument	2021062019
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2951 JUNIPER AVE, MORRO BAY, CA 93442-1448

Mortgage

Document Number	0000062020
Date	Sep 09, 2021
Instrument	2021062020

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 01, 2061

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	Other
Max Rate	8.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2951 JUNIPER AVE, MORRO BAY, CA 93442-1448
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 JUNIPER AVE, MORRO BAY, CA 93442-1448

Mortgage

Document Number	0000008689
Date	Feb 04, 2021
Instrument	2021008689

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2951 JUNIPER AVE, MORRO BAY, CA 93442-1448
Document Number	0000009355
Instrument Date	Feb 03, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 JUNIPER AVE MORRO BAY CA 934421448, MORRO BAY, CA 93442-1448

Mortgage

Document Number	0000009355
Date	Feb 27, 2020
Instrument	9355

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$16,667.00 (+3.6%)	$1,512,220 (+4.04%) Land $636,724 Building $875,496
2023	$16,088.00 (+6.68%)	$1,453,500 Land $612,000 Building $841,500
2022	$15,080.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 38% of California
Wildfire Likelihood	About 1 in 505 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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