2951 Fox Bluff Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2951 Fox Bluff Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,159 sqft · built 1998
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,300 (Aug 2020)
Tax Bill	$4,803 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A975000097`

Property Details

APN / Parcel Number

Primary APN	`A975000097`
Alternative APN	`5-0124-7609-00-0121.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,159 sqft Living Area
Gross Area	5,067 sqft
1st Floor Area	2,159 sqft
Basement Area	2,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	27 sqft
Deck Area	Deck Area
Patio Area	1,275 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A975000097
Street Address	2951 FOX BLUFF DR
City	SAINT CHARLES
State	MO
Zip	63301-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX BLUFF EST LOT 121
Legal Subdivision	FOX BLUFF EST
Legal Lot Number	121
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2021
Census Tract	310202

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2951 FOX BLUFF DR, SAINT CHARLES, MO 63301-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Apr 16, 2021	Re-recorded Document BOSTON NATIONAL TITLE AGENCY
Aug 10, 2020	Quit Claim Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Oct 12, 2012 · Amount on Record
Deed Document Number	2020569030
Deed Book / Page	7367 / 837
Last Transfer Date	Mar 9, 2021
Transfer Doc	2021R033736
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2951 FOX BLUFF DR, SAINT CHARLES, MO 63301-3720
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 FOX BLUFF DR, SAINT CHARLES, MO 63301-3720

Mortgage

Document Number	0000013923
Date	Mar 9, 2022
Instrument	2022R-013923

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Aug 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2951 FOX BLUFF DR, SAINT CHARLES, MO 63301-3720
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 FOX BLUFF DR, SAINT CHARLES, MO 63301-3720

Mortgage

Document Number	0000011019
Date	Feb 24, 2022
Instrument	2022R-011019

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2050

April 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST CHARLES MO
Recording Date	Apr 16, 2021
Property Address	2951 FOX BLUFF DR, SAINT CHARLES, MO 63301-3720
Document Number	2021R033736
Map Reference	MB 33 PG 315
Instrument Date	Mar 9, 2021
Instrument	2021R-033736
Record Updated	Jun 7, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2951 FOX BLUFF DR, SAINT CHARLES, MO 63301-3720

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 10, 2020
Property Address	2951 FOX BLUFF DR, SAINT CHARLES, MO 63301-3720
Document Number	0073670837
Book / Page	007367 / 000837
Instrument Date	Jul 7, 2020
Instrument	569030
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2951 FOX BLUFF DR ST CHARLES MO 633013720, ST CHARLES, MO 63301-3720

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,911 (+7.35%)	$404,795 (+7.35%) Building $404,795
2024	$4,803.00
2023		$71,644
2022			$377,075 Building $377,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	151 (1979–2022)
Claims Outside the SFHA	8 of 151
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 7 claims Severe Storms & Flooding, Aug 1993 · 66 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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