2950 Plantation Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 2950 Plantation Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,746 sqft · built 1988
Lot Size	0.337 acres (14,658 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Nov 2021)
Tax Bill	$5,158 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-31-000000-014210`

Property Details

APN / Parcel Number

Primary APN	`27-28-31-000000-014210`
Alternative APNs	`312827000000014210` `12827000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,746 sqft Living Area
Gross Area	3,719 sqft
1st Floor Area	2,108 sqft
Upper Floors Area	638 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	14,658 sqft (0.337 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	756 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Florida Room
Porch Area	331 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2950 PLANTATION RD
City	WINTER HAVEN
State	FL
Zip	33884-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BEG 2476.87 FT S & 1516.38 FT W OF NE COR OF SEC RUN S 23 DEG 17 MIN 30 SEC E 100 FT S 66 DEG 42 MIN 30 SEC W 147 FT M/L TO LAKE NWLY ALONG LAKE TO INT WITH LINE BEARING S 66 DEG 42 MIN 30 SEC W FROM POB RUN N 66 DEG 42 MIN 30 SEC E 148 FT M/L TO POB
Legal Range	27E
Legal Township	28S
Legal Section	31
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	2
Legal Lot Number	102
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2068
Census Tract	14123

Owner

2950 Plantation Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2950 PLANTATION RD, WINTER HAVEN, FL 33884-1232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2021	Warranty Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORP
Feb 1, 2021	Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA
Aug 1, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2021 · Amount on File
Deed Sale	Nov 20, 2021 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Document Number	2021305439
Deed Book / Page	11994 / 1817
Prior Transfer Date	Oct 23, 2013
Prior Transfer Doc	0000223283
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 20, 2021
Property Address	2950 PLANTATION RD, WINTER HAVEN, FL 33884-1232
Document Number	0000305439
Book / Page	11994 / 1817
Instrument Date	Nov 17, 2021
Instrument	2021305439
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 MCLEAN PT, 220, WINTER HAVEN, FL 33884-4135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2950 PLANTATION RD, WINTER HAVEN, FL 33884-1232

Mortgage

Document Number	0119941819
Date	Nov 20, 2021
Instrument	11994/1819

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 1, 2021
Property Address	2950 PLANTATION RD, WINTER HAVEN, FL 33884-1232
Document Number	0000025807
Book / Page	11561 / 910
Instrument Date	Jan 27, 2021
Instrument	2021025807
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$2,961.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 ODIN DR, 128, WINTER HAVEN, FL 33884-2829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2950 PLANTATION RD, WINTER HAVEN, FL 33884-1232

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2950 PLANTATION RD, WINTER HAVEN, FL 33884-1232
Document Number	0112380638
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2950 PLANTATION RD WINTER HAVEN FL 338841232, WINTER HAVEN, FL 33884-1232

Mortgage

Document Number	0112380638
Date	May 19, 2020
Book Page	011238/000638
Instrument	100150

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 18, 2030

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 1, 2017
Property Address	2950 PLANTATION RD, WINTER HAVEN, FL 33884-1232
Document Number	0102200365
Book / Page	010220 / 000365
Instrument Date	Jul 31, 2017
Instrument	146020
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	REAL ESTATE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2950 PLANTATION RD WINTER HAVEN FL 338841232, WINTER HAVEN, FL 33884-1232

Mortgage

Document Number	102200366
Date	Aug 1, 2017
Book Page	010220/000366
Instrument	146021

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2950 Plantation Rd was $5,158 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,390 (-3.36%) Land $110,000 Building $314,390	$424,390 (-6.49%) Land $110,000 Building $314,390
2025	$5,158.00 Homeowner's exemption	$439,155	$453,849 Land $110,000 Building $343,849
2023	$5,389.00 (+2.43%) Homeowner's exemption	$414,348 (+3%)	$456,511 (+13.48%) Land $105,000 Building $351,511
2022	$5,261.00 Homeowner's exemption	$402,280 Land $88,000 Building $314,280	$402,280 Land $88,000 Building $314,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2950 Plantation Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2950 Plantation Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

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