2950 N Cherry Ln, Mears, MI 49436 Property Records

Oceana County property record for 2950 N Cherry Ln, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Lot Size	2.19 acres (95,729 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (May 2019)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-510-004-00`

Property Details

APN / Parcel Number

Primary APN	`006-510-004-00`

Exterior

Lot Area	95,729 sqft (2.19 acres)

Location & Zoning

Street Address	2950 N CHERRY LN
City	MEARS
State	MI
Zip	49436-8678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MONTMORENCY ESTATES WD 2019/7351 & POA
Legal Subdivision	MONTMORENCY ESTATES
Legal Lot Number	4
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2011
Census Tract	11000

Owner

2950 N Cherry Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Oceana County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11264 S MAPLE ISLAND RD, TWIN LAKE, MI 49457-9690
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Deed Document Number	20192669
Deed Book / Page	2019 / 7351
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	2950 N CHERRY LN, MEARS, MI 49436-8678
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/16727
Date	Jun 24, 2021
Book Page	2021/16727
Instrument	202100004669

Lender

Name	CHOICEONE BANK
Type	Bank
Address	MUSKEGON, MI 49441

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	2950 N CHERRY LN, MEARS, MI 49436-8678
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/13608
Date	May 24, 2021
Book Page	2021/13608
Instrument	202100003906

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	May 1, 2019
Property Address	2950 N CHERRY LN, MEARS, MI 49436-8678
Document Number	2019/007351
Book / Page	2019 / 007351
Instrument Date	Apr 26, 2019
Instrument	201900002669
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11264 S MAPLE ISLAND RD, TWIN LAKE, MI 49457-9690

Mortgage

Document Number	201900002670
Date	May 1, 2019
Instrument	201900002670

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2950 N Cherry Ln was $2,837 with a homeowner's exemption, up 2.5% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,200 Land $165,200	$330,400 Land $330,400
2025	$2,837.00 (+2.46%) Homeowner's exemption
2024	$2,769.00
2023		$127,900 Land $127,900	$255,800 (-) Land $255,800
2022	$2,457.00		$255,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2950 N Cherry Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2950 N Cherry Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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