2950 Laredo Ct, Bowling Green, KY 42101 Property Records

Warren County property record for 2950 Laredo Ct, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Lot Size	0.187 acres (8,141 sqft)
Owner	Individual Name on File
Last Sale	$48,900 (May 2023)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`049A-15-202`

Property Details

APN / Parcel Number

Primary APN	`049A-15-202`
Alternative APNs	`M0014117` `387888` `387886`

Exterior

Architectural Style	Mobile Home
Lot Area	8,141 sqft (0.187 acres)

Location & Zoning

Street Address	2950 LAREDO CT
City	BOWLING GREEN
State	KY
Zip	42101-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MCKINNEY FARMS
Legal Lot Number	202
Jurisdiction	WARREN KY
Township / Civil Division	SAND HILL-GIRKIN
Census Block Group	1
Census Block	1008
Census Tract	11701

Owner

2950 Laredo Ct is owned and occupied by an individual who acquired it in November 2023.

Source: Warren County records, as of April 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2950 LAREDO CT, BOWLING GREEN, KY 42101-8734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL CORPORATION
Sep 24, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 5, 2021	Deed of Trust, Mortgage · Construction Mortgage MONTICELLO BANKING CO
Jun 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 2, 2022	Deed, Transfer UPLAND TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	20231998637
Deed Book / Page	1280 / 37
Last Transfer Date	Nov 21, 2023
Transfer Doc	0002026872
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Recording Date	Apr 14, 2026
Property Address	2950 LAREDO CT, BOWLING GREEN, KY 42101-8734
Document Number	0002162377
Book / Page	3636 / 326
Instrument Date	Apr 7, 2026
Instrument	20262162377
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2950 LAREDO CT, BOWLING GREEN, KY 42101-8734

Mortgage

Document Number	0002162377,
Date	Apr 14, 2026
Book Page	3636/326
Instrument	20262162377

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	2950 LAREDO CT, BOWLING GREEN, KY 42101-8734
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2950 LAREDO CT, BOWLING GREEN, KY 42101-8734

Mortgage

Document Number	0M3583/519
Date	Sep 24, 2025
Book Page	M3583/519
Instrument	2127396

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Nov 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	2950 LAREDO CT, BOWLING GREEN, KY 42101-8734
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3137/895
Date	May 5, 2021
Book Page	M3137/895
Instrument	1188101

Lender

Name	MONTICELLO BANKING CO
Type	Bank
Address	BOWLING GREEN, KY 42103

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Apr 4, 2022

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	2950 LAREDO CT, BOWLING GREEN, KY 42101-8734
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2950 LAREDO CT, BOWLING GREEN, KY 42101-8734

Mortgage

Document Number	0M3386/211
Date	Jun 22, 2023
Book Page	M3386/211
Instrument	2005368

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Mar 2, 2022
Property Address	2950 LAREDO CT, BOWLING GREEN, KY 42101-8734
Document Number	0D1252/172
Book / Page	D1252 / 172
Map Reference	MB 43 PG 285&286
Instrument Date	Feb 25, 2022
Instrument	1941148
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$254.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 COTTONWOOD DR, JONESBOROUGH, TN 37659-4345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 LOWER STONE AVE, BOWLING GREEN, KY 42101-9146

Tax Assessment & Valuation

The 2025 property tax bill for 2950 Laredo Ct was $2,297.

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00	$254,000	$254,000
2023	$2,334.00 (+8.66%)	$254,000 (+2.05%)	$254,000 (+2.05%)
2022	$2,148.00	$248,900	$248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2950 Laredo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2950 Laredo Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, North Central Communications.

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