Carroll County property record for 295 Winterberry Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,506 sqft · built 1986 |
| Lot Size | 1.27 acres (55,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Jan 2023) |
| Tax Bill | $4,439 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-025398 |
| Primary APN | 08-025398 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,506 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 55,365 sqft (1.27 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 757 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 025398 |
|---|---|
| Street Address | 295 WINTERBERRY LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 4 - 1.2705 ACS 295 WINTERBERRY LN 17-34 WINTERBERRY ASPEN RUN P |
| Legal Subdivision | WINTERBERRY ASPEN RUN |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 508200 |
295 Winterberry Ln is owned and occupied by two individuals who bought it in January 2023.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 WINTERBERRY LN, WESTMINSTER, MD 21157-6641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed, Transfer · Conventional Mortgage NFM INC |
| Apr 12, 2017 | Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on File |
| Deed Sale | Jan 24, 2023 · Amount on File |
| Prior Sale | Apr 12, 2017 · Amount on File |
| Deed Book / Page | 10968 / 130 |
| Prior Transfer Date | Mar 14, 2017 |
| Prior Transfer Doc | 0086590284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 24, 2023 |
| Property Address | 295 WINTERBERRY LN, WESTMINSTER, MD 21157-6641 |
| Document Number | 0109680130 |
| Book / Page | 10968 / 130 |
| Map Reference | MB 17 FO 34 |
| Instrument Date | Jan 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 295 WINTERBERRY LN, WESTMINSTER, MD 21157-6641 |
| Document Number | 0109680135 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 10968-0135 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 12, 2017 |
| Property Address | 295 WINTERBERRY LN, WESTMINSTER, MD 21157-6641 |
| Document Number | 0086590284 |
| Book / Page | 008659 / 000284 |
| Instrument Date | Mar 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 WINTERBERRY LN WESTMINSTER MD 211576641, WESTMINSTER, MD 21157-6641 |
| Document Number | 86590292 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 008659/000292 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2047 |
The 2026 property tax bill for 295 Winterberry Ln was $4,439 with a homeowner's exemption, up 5.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,439.00 (+5.44%) Homeowner's exemption | $419,133 | $497,200 Land $202,700 Building $294,500 |
| 2025 | $4,210.00 Homeowner's exemption | ||
| 2023 | $3,787.00 | $335,167 | $380,100 Land $147,700 Building $232,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Winterberry Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Winterberry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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