St. Johns County property record for 295 Whisper Ridge Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,900 sqft · built 2005 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Aug 2011) |
| Tax Bill | $4,139 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 029324-0350 |
| Primary APN | 029324-0350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 2,398 sqft |
| 1st Floor Area | 1,900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 264 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 295 WHISPER RIDGE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 53/84-88 WHISPER RIDGE UNIT 6 LOT 35 OR5682/943 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 01 |
| Legal Subdivision | WHISPER RIDGE UNIT 6 |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Legal Unit | 6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
295 Whisper Ridge Dr is owned and occupied by two individuals who bought it in August 2011.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2011 · Amount on File |
| Deed Sale | Aug 16, 2011 · Amount on File |
| Prior Sale | Aug 1, 2011 · Amount on File |
| Deed Document Number | 201140946 |
| Deed Book / Page | 3465 / 54 |
| Prior Transfer Date | Jul 12, 2011 |
| Prior Transfer Doc | 0034591110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 20, 2022 |
| Property Address | 295 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3782 |
| Document Number | 0056820943 |
| Book / Page | 5682 / 943 |
| Map Reference | MB 53 PG 84-88 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022114005 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 WHISPER RIDGE DR, ST AUGUSTINE, FL 32092-3782 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 295 WHISPER RIDGE DR, ST AUGUSTINE, FL 32092-3782 |
The 2025 property tax bill for 295 Whisper Ridge Dr was $4,139 with a homeowner's exemption, up 1.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,177 (-0.04%) Land $85,000 Building $236,177 | $321,177 (-0.04%) Land $85,000 Building $236,177 | |
| 2025 | $4,139.00 (+1.3%) Homeowner's exemption | $321,308 (-6.89%) | $321,308 (-7.36%) Land $80,000 Building $241,308 |
| 2024 | $4,086.00 (+1.97%) Homeowner's exemption | $345,070 (+3%) | $346,822 (+3.52%) Land $90,000 Building $256,822 |
| 2023 | $4,007.00 (+6.12%) Homeowner's exemption | $335,019 (+8.06%) | $335,019 (+8.06%) Land $88,088 Building $246,931 |
| 2022 | $3,776.00 | $310,022 | $310,022 Land $72,800 Building $237,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Whisper Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Whisper Ridge Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Verizon.
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