295 Wheat School Rd, Salvisa, KY 40372 Property Records

Anderson County property record for 295 Wheat School Rd, Salvisa, KY 40372

Property Summary

Property TypeSingle Family Home
Details1,752 sqft · built 2024
Lot Size2.89 acres (125,888 sqft)
OwnerIndividual Name on Record
Last Sale$38,000 (Sep 2020)
Tax Bill$3,849 (2025)
Deeds & MortgagesMar 2026 Mortgage
Aug 2023 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN59-59-04

Property Details

APN / Parcel Number

Primary APN59-59-04
Alternative APN
  • 22672 1

Interior

Stories1 Story
Building Area1,752 sqft Living Area

Exterior

Year BuiltBuilt 2024
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area125,888 sqft (2.89 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area272 sqft
Deck Area462 sqft

Location & Zoning

Account Number22672 1
Street Address295 WHEAT SCHOOL RD
CitySALVISA
StateKY
Zip40372-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE & 7LT 4 GOODLETT FARMS WHEAT SCH
Legal Lot Number4
JurisdictionANDERSON KY
Township / Civil DivisionLAWRENCEBURG
Census Block Group3
Census Block3034
Census Tract950202

Owner

Source: Anderson County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address295 WHEAT SCHOOL RD, LAWRENCEBURG, KY 40342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Aug 16, 2023Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY TRUST BANK INC
Sep 10, 2020Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2020 · Amount on Record
Deed SaleSep 10, 2020 · Amount on Record
Deed Document Number248817
Deed Book / PageDB295 / 189
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDERSON KY
Property Address295 WHEAT SCHOOL RD, SALVISA, KY 40372-9707
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 WHEAT SCHOOL RD, SALVISA, KY 40372-9707

Mortgage

Document Number00MB787/42
DateMar 4, 2026
Book PageMB787/42
Instrument311412
Lender
NameALTRA FCU
TypeCredit Union
AddressONALASKA, WI 54650
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDERSON KY
Property Address295 WHEAT SCHOOL RD, SALVISA, KY 40372-9707
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1518 CR-1106 STOP, DANA, KY 41615

Mortgage

Document Number0MB733/573
DateAug 16, 2023
Book PageMB733/573
Instrument279714
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressPIKEVILLE, KY 41502
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term371 Months
DueJul 21, 2054
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateJul 21, 2029
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year T-Bill
Max Rate11.7%

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionANDERSON KY
Recording DateSep 10, 2020
Property Address295 WHEAT SCHOOL RD, SALVISA, KY 40372-9707
Document Number0DB295/189
Book / PageDB295 / 189
Map ReferenceDB 291 PG 443
Instrument DateSep 8, 2020
Instrument248817
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
Tax$38.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address750 BARDSTOWN RD, HARRODSBURG, KY 40330-9101

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 RICHMOND HILL EST, VAN LEAR, KY 41265-8917

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyAnderson County
Unified School DistrictAnderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,849.00 (+871.97%)$373,000 (+881.58%) Land $38,000 Building $335,000$373,000 (+881.58%) Land $38,000 Building $335,000
2023$396.00$38,000 Land $38,000$38,000 Land $38,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH MERCER WATER DISTRICT
serves 9,775 people · EPA ID KY0840321
Water SourcePurchased surface water from several systems
Last State InspectionApr 2023
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
E. coli
resolved · Jun 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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