295 Warlick Rd, Mills River, NC 28759 Property Records

Henderson County property record for 295 Warlick Rd, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,689 sqft · built 1938
Lot Size	16 acres (699,138 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,220 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`9630372240`

Property Details

APN / Parcel Number

Primary APN	`9630372240`
Alternative APNs	`00963037224055` `9928907`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	4,689 sqft Heated Area
1st Floor Area	3,198 sqft
Upper Floors Area	1,279 sqft
Basement Area	1,931 sqft
Unfinished Basement	1,931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	699,138 sqft (16 acres)
Porch	Slab
Porch Area	420 sqft
Deck Area	983 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9928907
Street Address	295 WARLICK RD
City	MILLS RIVER
State	NC
Zip	28759-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9928907~MR
Legal Description	TR #01 JOYCE PLEMMONS EST
Legal Subdivision	JOYCE PLEMMONS EST
Legal Tract	1
Legal Block	37
Legal Lot Number	2240
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	2
Census Block	2031
Census Tract	930702

Owner

Source: Henderson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 WARLICK RD, MILLS RIVER, NC 28759-8727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Apr 17, 2026
Property Address	295 WARLICK RD, MILLS RIVER, NC 28759-8727
Document Number	0001047824
Book / Page	4426 / 104
Instrument Date	Apr 13, 2026
Instrument	2026.1047824
Record Updated	Apr 29, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 WARLICK RD, MILLS RIVER, NC 28759-8727

Mortgage

Document Number	0001047824,
Date	Apr 17, 2026
Book Page	4426/104
Instrument	2026.1047824

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Apr 17, 2026
Property Address	295 WARLICK RD, MILLS RIVER, NC 28759-8727
Document Number	0044260104
Book / Page	4426 / 104
Instrument Date	Apr 13, 2026
Instrument	20261047824
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 WARLICK RD, MILLS RIVER, NC 28759-8727

Mortgage

Document Number	0001047824,
Date	Apr 17, 2026
Book Page	4426/104
Instrument	20261047824

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$979,200 (-) Land $361,000 Building $618,200
2025	$4,220.00	$979,200 (-) Land $361,000 Building $618,200
2024	$4,220.00
2023		$979,200 Land $361,000 Building $618,200	$979,200 Land $361,000 Building $618,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2009–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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