Berrien County property record for 295 Walnut St, Coloma, MI 49038
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,356 sqft · built 1960 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,000 (Oct 2020) |
| Tax Bill | $2,061 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-0029-0002-01-7 |
| Primary APN | 60-0029-0002-01-7 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 704 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 295 WALNUT ST |
|---|---|
| City | COLOMA |
| State | MI |
| Zip | 49038-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR OF WALNUT & ST JOSEPH STS CITY OF COLOMA SEC 29 T3S R17W TH N22DEG33'W 50'TH N58DEG18'E 165' TH S22DEG23'E 50'TH S58DEG18'W 165' TO BEG |
| Legal Range | 17W |
| Legal Township | 03S |
| Legal Section | 29 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | COLOMA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 10201 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 295 WALNUT ST, COLOMA, MI 49038-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Oct 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | Oct 23, 2020 · Amount on Record |
| Deed Book / Page | 3297 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 295 WALNUT ST, COLOMA, MI 49038-9503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 295 WALNUT ST, COLOMA, MI 49038-9503 |
| Document Number | 03338/2925 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 3338/2925 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 23, 2020 |
| Property Address | 295 WALNUT ST, COLOMA, MI 49038-9503 |
| Document Number | 00003297/1 |
| Book / Page | 3297 / 1 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 WALNUT ST, COLOMA, MI 49038-9503 |
| Document Number | 0000032973 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 3297/3 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Coloma City |
| Unified School District | Coloma Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,200 (+19.31%) | $138,400 (+19.31%) | |
| 2025 | $2,061.00 (+9.8%) | ||
| 2023 | $58,000 | $116,000 | |
| 2022 | $1,877.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLOMA serves 1,555 people · EPA ID MI0001530 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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