295 Wallace Rd N, Fulton, MS 38843 Property Records

Itawamba County property record for 295 Wallace Rd N, Fulton, MS 38843

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,023 sqft · built 2020
Lot Size2.65 acres (115,434 sqft)
Owner2 Individual Names on File
Tax Bill$3,099 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2020 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN138-0027-004.24

Property Details

APN / Parcel Number

Primary APN138-0027-004.24
Alternative APN
  • 20632

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,023 sqft Adjusted Area
1st Floor Area1,673 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area115,434 sqft (2.65 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address295 WALLACE RD N
CityFULTON
StateMS
Zip38843-9411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT FROM 4.01
Legal Range09E
Legal Township09S
Legal Section27
JurisdictionITAWAMBA MS
Township / Civil Division5
Census Block Group4
Census Block4060
Census Tract950100

Owner

295 Wallace Rd N is owned and occupied by two individuals.

Source: Itawamba County records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address295 WALLACE RD N, FULTON, MS 38843-9411
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE INVESTORS GROUP INC
Feb 10, 2020Deed of Trust, Mortgage · Construction Mortgage
FIRST AMERICAN NATIONAL BANK
Dec 8, 2023Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
May 28, 2024Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
Nov 16, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITAWAMBA MS
Property Address295 WALLACE RD N, FULTON, MS 38843-9411
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 ROAD 1473, MOOREVILLE, MS 38857-8103

Mortgage

Document Number2021210626
DateFeb 9, 2021
Instrument2021210626
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITAWAMBA MS
Property Address295 WALLACE RD N, FULTON, MS 38843-9411
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 SCENIC HILLS DR, FULTON, MS 38843-8516

Mortgage

Document Number2020200464
DateFeb 10, 2020
Instrument2020200464
Lender
NameFIRST AMERICAN NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term11 Months
DueJan 28, 2021

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITAWAMBA MS
Property Address295 WALLACE RD N, FULTON, MS 38843-9411
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 WALLACE RD N, FULTON, MS 38843-9411

Mortgage

Document Number2023234189
DateDec 8, 2023
Instrument2023234189
Lender
NameROCKET MORTGAGE LLC
Agreement
AmountAmount on Record
Term241 Months
DueJan 1, 2044

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITAWAMBA MS
Property Address295 WALLACE RD N, FULTON, MS 38843-9411
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 WALLACE RD N, FULTON, MS 38843-9411

Mortgage

Document Number2024241642
DateMay 28, 2024
Instrument2024241642
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
AmountAmount on Record
Term241 Months
DueJun 1, 2044

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionITAWAMBA MS
Recording DateNov 16, 2018
Property Address295 WALLACE RD N, FULTON, MS 38843-9411
Document Number2018184029
Instrument DateNov 16, 2018
Instrument2018184029
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1047 SCENIC HILLS DR, FULTON, MS 38843-8516

Tax Assessment & Valuation

The 2025 property tax bill for 295 Wallace Rd N was $3,099 with a homeowner's exemption.

Source: Itawamba County assessment roll, as of February 24, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyItawamba County
Unified School DistrictItawamba County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,099.00 Homeowner's exemption$25,039 (-0.01%)$250,190 (%) Land $18,400 Building $231,790
2024$25,041 (-0.1%)$250,200 (-0.1%) Land $18,410 Building $231,790
2023$25,066 (-0.98%)$250,440 (-0.97%) Land $16,420 Building $234,020
2022$2,979.00 Homeowner's exemption$25,313$252,900 Land $16,440 Building $236,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Wallace Rd N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Wallace Rd N is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FULTON
serves 9,929 people · EPA ID MS0290003
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionMay 2024
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
Fulton Telephone Company
Fiber
1,000 / 1,000

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