295 W Deep Run Rd, Westminster, MD 21158 Property Records

Carroll County property record for 295 W Deep Run Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,508 sqft · built 1992
Lot Size	6.8 acres (296,208 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,620 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-020045`

Property Details

APN / Parcel Number

Primary APN	`03-020045`
Alternative APNs	`3020045` `020045`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,508 sqft Total Area
Basement Area	798 sqft
Finished Basement	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	296,208 sqft (6.8 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	203 sqft
Deck Area	258 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	020045
Street Address	295 W DEEP RUN RD
City	WESTMINSTER
State	MD
Zip	21158-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	6.80 ACS S/S DEEP RUN RD E OF UNION MILLS
Legal Subdivision	DEEP RUN
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	4
Census Block	4015
Census Tract	503000

Owner

295 W Deep Run Rd is owned and occupied by two individuals.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 W DEEP RUN RD, WESTMINSTER, MD 21158-2213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	295 W DEEP RUN RD, WESTMINSTER, MD 21158-2213
Document Number	0096100434
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 W DEEP RUN RD WESTMINSTER MD 211582213, WESTMINSTER, MD 21158-2213

Mortgage

Document Number	0096100434
Date	Mar 25, 2020
Book Page	009610/000434

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 295 W Deep Run Rd was $4,620 with a homeowner's exemption, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,620.00 (+4.88%) Homeowner's exemption	$462,900 (+6.44%)	$518,900 (+19.31%) Land $189,000 Building $329,900
2025	$4,405.00 Homeowner's exemption	$434,900 Land $164,000 Building $270,900	$434,900 Land $164,000 Building $270,900
2023	$4,299.00 Homeowner's exemption	$380,500	$434,900 Land $164,000 Building $270,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 W Deep Run Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 W Deep Run Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3