295 Virgin Run Rd, Vanderbilt, PA 15486 Property Records

Fayette County property record for 295 Virgin Run Rd, Vanderbilt, PA 15486

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,944 sqft · built 1998
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2017)
Tax Bill	$7,661 (2026)
Deeds & Mortgages	Jan 2019 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-20-0051-02`

Property Details

APN / Parcel Number

Primary APN	`27-20-0051-02`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	119,790 sqft (2.75 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	724 sqft
Patio Area	936 sqft
Utility Building	1,944 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	295 VIRGIN RUN RD
City	VANDERBILT
State	PA
Zip	15486-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.75 AC R1 ATTD RG
Legal Subdivision	MARTIN PLAN OF LOTS
Jurisdiction	FAYETTE PA
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2039
Census Tract	260200

Owner

Source: Fayette County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 VIRGIN RUN RD, VANDERBILT, PA 15486-1139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PENNSYLVANIA
Apr 5, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Jul 20, 2017	Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	May 4, 2006 · Amount on Record
Deed Document Number	20177755
Deed Book / Page	3345 / 2314
Prior Transfer Date	Apr 19, 2005
Prior Transfer Doc	0000006032
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	295 VIRGIN RUN RD, VANDERBILT, PA 15486-1139
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3394/0170
Date	Jan 30, 2019
Book Page	3394/0170
Instrument	201900000879

Lender

Name	CITIZENS BANK OF PENNSYLVANIA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 4, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	295 VIRGIN RUN RD, VANDERBILT, PA 15486-1139
Transaction Type	Mortgage
Record Updated	May 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3368/0884
Date	Apr 5, 2018
Book Page	3368/0884
Instrument	201800003376

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE PA
Recording Date	Jul 20, 2017
Property Address	295 VIRGIN RUN RD, VANDERBILT, PA 15486-1139
Document Number	03345/2314
Book / Page	3345 / 2314
Map Reference	VOL 41 PG 39
Instrument Date	Jul 7, 2017
Instrument	201700007755
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 VIRGIN RUN RD, VANDERBILT, PA 15486-1139
Investor	Possibly a Property Investor

Mortgage

Document Number	201700007756
Date	Jul 20, 2017
Instrument	201700007756

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
County Subdivision	Perry Township
Unified School District	Frazier School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,661.00 (+107.67%)	$106,995 (-) Land $14,100 Building $92,895
2025	$3,689.00 (+12.61%)
2024	$3,276.00 (-47.02%)	$106,995 (-) Land $14,100 Building $92,895
2023		$106,995 Land $14,100 Building $92,895
2022	$6,184.00
2003			$213,990 Land $28,200 Building $185,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH FAYETTE CNTY MUNI AUTH serves 35,409 people · EPA ID PA5260019
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Virgin Run Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures