295 Vandiver, Moody, TX 76557 Property Records

McLennan County property record for 295 Vandiver, Moody, TX 76557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,527 sqft · built 2000
Lot Size	0.721 acres (31,388 sqft)
Owner	2 Individual Names on File
Last Sale	$445,300 (Jul 2021)
Tax Bill	$7,308 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-007200-001100-3`

Property Details

APN / Parcel Number

Primary APN	`38-007200-001100-3`
Alternative APNs	`3800720000110030101` `152376`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,527 sqft Living Area
Gross Area	3,079 sqft
1st Floor Area	2,527 sqft
Flooring	Carpet

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	31,388 sqft (0.721 acres)
Lot Dimensions	236 ft deep x 133 ft wide
Garage Type	Attached
Garage Area	552 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	353 sqft
Patio Area	600 sqft
Storage Building	126 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	295 VANDIVER
City	MOODY
State	TX
Zip	76557-3585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	VANDIVER LOT 11 BLOCK 1 ACRES .7206
Legal Subdivision	VANDIVER
Legal Block	1
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	3
Census Block	3024
Census Tract	3802

Owner

295 Vandiver is owned and occupied by two individuals who bought it in July 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 VANDIVER, MOODY, TX 76557-3585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 27, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 13, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Jun 21, 2005 · Amount on File
Deed Document Number	202128108
Prior Transfer Date	Jun 23, 2021
Prior Transfer Doc	0000028108
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 16, 2021
Property Address	295 VANDIVER, MOODY, TX 76557-3585
Document Number	0000028108
Map Reference	MB1561 PG697
Instrument Date	Jun 23, 2021
Instrument	2021028108
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	295 VANDIVER, 295, MOODY, TX 76557-3585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 COLE AVE, TEMPLE, TX 76501-1408

Mortgage

Document Number	0000028109
Date	Jul 16, 2021
Instrument	2021028109

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	295 VANDIVER, MOODY, TX 76557-3585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002750
Date	Jan 27, 2017
Instrument	2017002750

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	295 VANDIVER, MOODY, TX 76557-3585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037554
Date	Nov 13, 2017
Instrument	2017037554

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 295 Vandiver was $7,308 with exemptions applied, down 1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Moody City
Unified School District	Moody Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,457 (-21.49%) Land $46,454 Building $362,003	$408,457 (-21.49%) Land $46,454 Building $362,003
2025	$7,308.00 (-1%) Homeowner's exemption Senior Citizen's exemption	$520,250 Land $42,060 Building $478,190	$520,250 Land $42,060 Building $478,190
2024	$8,120.00
2023		$544,510 Land $20,090 Building $524,420	$544,510 Land $20,090 Building $524,420
2022	$8,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Vandiver in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Vandiver is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOODY serves 1,525 people · EPA ID TX1550006
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP.

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