Teller County property record for 295 Valley Rd, Divide, CO 80814
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 624 sqft · built 1997 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,000 (Jul 2024) |
| Tax Bill | $1,428 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2289.074170250 |
| Primary APN | 2289.074170250 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 624 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 53,143 sqft (1.22 acres) |
| Deck Area | 506 sqft |
| Patio Area | 384 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R0010308 |
|---|---|
| Street Address | 295 VALLEY RD |
| City | DIVIDE |
| State | CO |
| Zip | 80814-7773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L54 RAINBOW VALLEY 5 |
| Legal Range | 69W |
| Legal Township | 14S |
| Legal Section | 07 |
| Legal Subdivision | RAINBOW VALLEY |
| Legal Lot Number | 54 |
| Jurisdiction | TELLER CO |
| Township / Civil Division | DIVIDE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10110 |
295 Valley Rd is owned and occupied by an individual who bought it in July 2024.
Source: Teller County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 VALLEY RD, DIVIDE, CO 80814-7773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Oct 6, 2020 | Warranty Deed, Transfer EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on File |
| Deed Sale | Jul 30, 2024 · Amount on File |
| Prior Sale | Oct 6, 2020 · Amount on File |
| Deed Document Number | 2024767096 |
| Prior Transfer Date | Sep 22, 1995 |
| Prior Transfer Doc | 0000438389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TELLER CO |
| Property Address | 295 VALLEY RD, DIVIDE, CO 80814-7773 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000754935 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 754935 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TELLER CO |
| Recording Date | Oct 6, 2020 |
| Property Address | 295 VALLEY RD, DIVIDE, CO 80814-7773 |
| Document Number | 0000730340 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 730340 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $20.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 295 VALLEY RD DIVIDE CO 808147773, DIVIDE, CO 80814-7773 |
The 2025 property tax bill for 295 Valley Rd was $1,428, up 23.7% from the year before.
Source: Teller County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Teller County |
| Unified School District | Cripple Creek-Victor School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,428.00 (+23.74%) | $19,261 (+17.45%) Land $1,034 Building $18,227 | |
| 2024 | $1,154.00 (+6.07%) | $16,400 (-) Land $834 Building $15,566 | $308,136 (+2.78%) Land $16,535 Building $291,601 |
| 2023 | $1,088.00 (+18.13%) | $16,400 (+16.64%) Land $830 Building $15,570 | $299,795 (+48.21%) Land $15,244 Building $284,551 |
| 2022 | $921.00 | $14,060 Land $570 Building $13,490 | $202,278 Land $8,226 Building $194,052 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 295 Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Valley Rd is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 97.1% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2019) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TellerWifi Fixed Wireless | 60 / 20 |
| Vero Fiber Fixed Wireless | 50 / 10 |
No cell data coverage reported
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