295 Tomato Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 295 Tomato Ct, Forest Hill, MD 21050

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,004 sqft · built 1998
Lot Size0.208 acres (9,060 sqft)
OwnerCompany Name on Record
Last Sale$410,000 (Apr 2018)
Tax Bill$4,718 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
Oct 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-286800

Property Details

APN / Parcel Number

Primary APN03-286800
Alternative APNs
  • 3286800
  • 286800

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,004 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,060 sqft (0.208 acres)
Garage TypeMixed
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area234 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number286800
Street Address295 TOMATO CT
CityFOREST HILL
StateMD
Zip21050-3069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 68 9060 SF 295 TOMATO COURT SPENCEOLA FARMS PT 79/82
Legal SubdivisionSPENCEOLA FARMS 04 PH 01
Legal Lot Number68
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2016
Census Tract303203

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address295 TOMATO CT, FOREST HILL, MD 21050-3069
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU
Oct 10, 2023Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
ABERDEEN PROVING GROUND FCU
Jun 30, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Apr 16, 2018Grant Deed, Transfer
UNIVERSAL TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2018 · Amount on Record
Deed SaleApr 16, 2018 · Amount on Record
Prior SaleSep 19, 2006 · Amount on Record
Deed Book / Page12779 / 390
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address295 TOMATO CT, FOREST HILL, MD 21050-3069
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanyGETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 TOMATO CT, FOREST HILL, MD 21050-3069

Mortgage

Document Number0169870275
DateFeb 3, 2026
Book Page16987/275
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateOct 10, 2023
Property Address295 TOMATO CT, FOREST HILL, MD 21050-3069
Document Number0160570250
Book / Page16057 / 250
Map ReferenceMB CGH 79 FO 82
Instrument DateOct 2, 2023
Transaction TypeTransfer
Record UpdatedOct 19, 2023
Title CompanyGETZ TITLE GROUP LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address295 TOMATO CT, FOREST HILL, MD 21050-3069

Mortgage

Document Number0160570257
DateOct 10, 2023
Book Page16057/257
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueOct 2, 2033

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address295 TOMATO CT, FOREST HILL, MD 21050-3069
Document Number0139830358
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address295 TOMATO CT FOREST HILL MD 210503069, FOREST HILL, MD 21050-3069

Mortgage

Document Number0139830358
DateJul 21, 2020
Book Page013983/000358
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJul 20, 2040

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateApr 16, 2018
Property Address295 TOMATO CT, FOREST HILL, MD 21050-3069
Document Number0127790390
Book / Page012779 / 000390
Instrument DateMar 23, 2018
Transaction TypeTransfer
Record UpdatedApr 26, 2018
Title CompanyUNIVERSAL TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$410.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 TOMATO CT FOREST HILL MD 210503069, FOREST HILL, MD 21050-3069

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,718.00 (+8.36%) Homeowner's exemption$432,933 (+10.89%)$481,400 (+17.79%) Land $124,200 Building $357,200
2025$4,354.00 (+4.79%) Homeowner's exemption
2023$390,433$408,700 Land $124,200 Building $284,500
2022$4,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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