Garrett County property record for 295 Timber Rdg, Mc Henry, MD 21541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 852 sqft · built 2001 |
| Lot Size | 4.57 acres (199,069 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $699,000 (Sep 2024) |
| Tax Bill | $4,391 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-043467 |
| Primary APN | 18-043467 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 852 sqft Total Area |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Roof Material | Composition Shingle |
| Lot Area | 199,069 sqft (4.57 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 528 sqft |
| Balcony Area | 460 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 043467 |
|---|---|
| Street Address | 295 TIMBER RDG |
| City | MC HENRY |
| State | MD |
| Zip | 21541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 199069 SQ FT LOT 8 TIMBER RIDGE SUB DIV |
| Legal Subdivision | TIMBER RIDGE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 502 |
Source: Garrett County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 JAMES DR, BEAVER, PA 15009-9256 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK DELAWARE |
| Dec 29, 2022 | Intrafamily Transfer, Transfer |
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT STATE BANK INC |
| Dec 5, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Prior Sale | Jan 4, 2011 · Amount on Record |
| Prior Transfer Date | Oct 31, 2022 |
| Prior Transfer Doc | 0024660051 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 295 TIMBER RDG, MC HENRY, MD 21541 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0023790483 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 2379/483 |
| Name | COMMUNITY BANK DELAWARE |
|---|---|
| Type | Bank |
| Address | LEWES, DE 19958 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Dec 29, 2022 |
| Property Address | 295 TIMBER RDG, MC HENRY, MD 21541 |
| Document Number | 0024660051 |
| Book / Page | 2466 / 51 |
| Map Reference | MB 3 PG 67 |
| Instrument Date | Oct 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15 GORDENROD CIRCLE, MILFORD, DE 19963-9747 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 295 TIMBER RDG, MC HENRY, MD 21541 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0021870099 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 2187/0099 |
| Name | PROVIDENT STATE BANK INC |
|---|---|
| Type | Bank |
| Address | PRESTON, MD 21655 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Dec 5, 2019 |
| Property Address | 295 TIMBER RDG, MC HENRY, MD 21541 |
| Document Number | 0021730296 |
| Book / Page | 002173 / 000296 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 GOLDENROD CIR MILFORD DE 199639747, MILFORD, DE 19963-9747 |
Source: Garrett County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,391.00 (+23.93%) | $385,267 (+28.08%) | $427,500 (+42.12%) Land $72,900 Building $354,600 |
| 2023 | $3,543.00 | $300,800 Land $72,900 Building $227,900 | $300,800 Land $72,900 Building $227,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 75% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mountain Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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