295 The Pointe Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 295 The Pointe Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,560 sqft · built 2010
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Mar 2016)
Tax Bill	$7,013 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0020G008000`

Property Details

APN / Parcel Number

Primary APN	`0020G008000`
Alternative APNs	`0020G008` `11701`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,560 sqft Heated Area
1st Floor Area	2,076 sqft
2nd Floor Area	2,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Other
Exterior Material	Stone
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Area	32 sqft

Exterior Amenities

Pool Area	377 sqft
Pool House	720 sqft
Porch	Covered Porch
Porch Area	522 sqft
Patio Area	256 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11701
Old Parcel Number	0020G008000
Street Address	295 THE POINTE DR
City	RINGGOLD
State	GA
Zip	30736-8190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 THE POINTE
Legal Subdivision	THE POINTE
Legal Lot Number	8
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1002
Census Tract	30402

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 THE POINTE DR, RINGGOLD, GA 30736-8190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BK
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2016 · Amount on Record
Deed Sale	Mar 21, 2016 · Amount on Record
Prior Sale	Sep 17, 2009 · Amount on Record
Deed Document Number	0001815200
Deed Book / Page	1815 / 200
Last Transfer Date	Mar 22, 2016
Transfer Doc	0018150200
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	295 THE POINTE DR, RINGGOLD, GA 30736-8190
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 THE POINTE DR, RINGGOLD, GA 30736-8190

Mortgage

Document Number	0023100000000139
Date	Jan 8, 2024
Book Page	0000002310/0000000139
Instrument	D2024000114

Lender

Name	FIRST HORIZON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	295 THE POINTE DR, RINGGOLD, GA 30736-8190
Document Number	0021100601
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	CUMBERLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 THE POINTE DR RINGGOLD GA 307368190, RINGGOLD, GA 30736-8190

Mortgage

Document Number	0021100601
Date	Feb 1, 2021
Book Page	002110/000601

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	295 THE POINTE DR, RINGGOLD, GA 30736-8190
Document Number	0020240022
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 THE POINTE DR RINGGOLD GA 307368190, RINGGOLD, GA 30736-8190

Mortgage

Document Number	0020240022
Date	Dec 10, 2019
Book Page	002024/000022

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,013.00 (+9.65%)	$369,376 (+29.29%) Land $24,000 Building $345,376	$923,439 (+29.29%) Land $60,000 Building $863,439
2023	$6,396.00 (+25.17%)	$285,702 Land $24,000 Building $261,702	$714,254 Land $60,000 Building $654,254
2022	$5,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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