295 Sunset Key, #295, Secaucus, NJ 07094 Property Records

Hudson County and Secaucus Town property record for 295 Sunset Key, #295, Secaucus, NJ 07094

Property Summary

Property Type	Single Family Home
Details	1,006 sqft · built 1976
Owner	2 Individual Names on File
Last Sale	$385,000 (Oct 2020)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09 00021-0000-00009-0000-C0295 HM`

Property Details

APN / Parcel Number

Primary APN	`09 00021-0000-00009-0000-C0295 HM`
Alternative APNs	`09-00021-0000-00009-0000-C0295` `0900021000000009 C0295` `00000594`

Interior

Building Area	1,006 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Condo/Apartment

Location & Zoning

Account Number	00000594
Street Address	295 SUNSET KY, 295
City	SECAUCUS
State	NJ
Zip	07094-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HARMON COVE I CONDO
Legal Block	21
Legal Lot Number	9
Jurisdiction	HUDSON NJ
Township / Civil Division	SECAUCUS
Census Block Group	2
Census Block	2010
Census Tract	19900

Owner

295 Sunset Key, #295 is owned by two individuals who bought it in October 2020.

Source: Hudson County and Secaucus Town records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 SUNSET KY, SECAUCUS, NJ 07094-2213
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Aug 7, 2006 · Amount on File
Deed Document Number	202010074770
Deed Book / Page	9517 / 912
Prior Transfer Date	Aug 18, 2003
Prior Transfer Doc	0071650232
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Oct 28, 2020
Property Address	295 SUNSET KY, SECAUCUS, NJ 07094-2213
Document Number	0010074770
Book / Page	009517 / 000912
Instrument Date	Sep 16, 2020
Instrument	10074770
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	295 SUNSET KY SECAUCUS NJ 070942213, SECAUCUS, NJ 07094-2213

Mortgage

Document Number	60149550
Date	Oct 28, 2020
Book Page	019734/000933
Instrument	60149550

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 295 Sunset Key, #295 was $5,787, up 4.3% from the year before.

Source: Hudson County and Secaucus Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Secaucus Town
Unified School District	Secaucus Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,600 (-) Land $35,700 Building $99,900	$135,600 (-) Land $35,700 Building $99,900
2025	$5,787.00 (+4.29%)	$135,600 Land $35,700 Building $99,900	$135,600 Land $35,700 Building $99,900
2024	$5,549.00
2023		$135,600 Land $35,700 Building $99,900	$135,600 Land $35,700 Building $99,900
2022	$5,102.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 295 Sunset Key, #295 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 126 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,516 units insured incl. 1,390 condo units
Nearby Flood Claims	127 (1978–2022)
Claims Outside the SFHA	20 of 127
Most Recent Claim	Jan 2022 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 15 claims Hurricane Sandy, Oct 2012 · 51 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Sunset Key, #295 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20