295 Sunray Dr, Clayton, NC 27520 Property Records

Johnston County property record for 295 Sunray Dr, Clayton, NC 27520

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,280 sqft · built 2004
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2019)
Tax Bill	$1,581 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17I07006Z`

Property Details

APN / Parcel Number

Primary APN	`17I07006Z`
Alternative APN	`2000222840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	2,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)

Exterior Amenities

Deck Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	224 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000222840
Street Address	295 SUNRAY DR
City	CLAYTON
State	NC
Zip	27520-7339
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RAG
Legal Description	LOT 36 SUNRAY VILLAGE SEC 3 57/317
Legal Subdivision	SUNRAY VILLAGE SUBDIVISION
Legal Lot Number	36
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILSON MILLS
Census Block Group	5
Census Block	5024
Census Tract	40905

Owner

295 Sunray Dr, a mobile home, is owned and occupied by two individuals who bought it in October 2019.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 SUNRAY DR, CLAYTON, NC 27520-7339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 3, 2019	Warranty Deed, Transfer · FHA Mortgage PRESTIGE LNDG
Jul 16, 2018	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	2019630383
Deed Book / Page	5439 / 932
Prior Transfer Date	May 1, 2009
Prior Transfer Doc	0000252929
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	295 SUNRAY DR, CLAYTON, NC 27520-7339
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000780757
Date	Nov 9, 2021
Book Page	6103/426
Instrument	2021780757

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 3, 2019
Property Address	295 SUNRAY DR, CLAYTON, NC 27520-7339
Document Number	0000630383
Book / Page	005439 / 000932
Instrument Date	Sep 30, 2019
Instrument	630383
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	295 SUNRAY DR CLAYTON NC 275207339, CLAYTON, NC 27520-7339

Mortgage

Document Number	630384
Date	Oct 3, 2019
Book Page	005439/000934
Instrument	630384

Lender

Name	PRESTIGE LNDG
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 16, 2018
Property Address	295 SUNRAY DR, CLAYTON, NC 27520-7339
Document Number	0000577882
Book / Page	005183 / 000666
Instrument Date	Jul 10, 2018
Instrument	577882
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SUNRAY DR CLAYTON NC 275207339, CLAYTON, NC 27520-7339

Mortgage

Document Number	577883
Date	Jul 16, 2018
Book Page	005183/000668
Instrument	577883

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 295 Sunray Dr was $1,581, down 1.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,581.00 (-1.62%)	$253,090 (-) Land $60,000 Building $193,090	$253,090 (-) Land $60,000 Building $193,090
2025	$1,607.00	$253,090 Land $60,000 Building $193,090	$253,090 Land $60,000 Building $193,090
2023	$1,082.00	$140,630 Land $40,000 Building $100,630	$140,630 Land $40,000 Building $100,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Sunray Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Sunray Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

Cell Coverage

4G LTE only, no 5G reported

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