295 Summit Ave, San Rafael, CA 94901 Property Records

Marin County property record for 295 Summit Ave, San Rafael, CA 94901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,027 sqft · built 1955
Lot Size	1.05 acres (45,920 sqft)
Owner	2 Company Names on Record
Last Sale	$3,200,000 (Jul 2022)
Tax Bill	$44,799 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-041-93`

Property Details

APN / Parcel Number

Primary APN	`016-041-93`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,027 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1976
Lot Area	45,920 sqft
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Pool Area	570 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	295 SUMMIT AVE
City	SAN RAFAEL
State	CA
Zip	94901-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COUNTRY CLUB HLNDS
Legal Lot Number	2
Jurisdiction	MARIN CA
Township / Civil Division	SAN RAFAEL
Census Block Group	2
Census Block	2007
Census Tract	110100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	295 SUMMIT AVE, SAN RAFAEL, CA 94901-2340
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
May 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 15, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	202226654
Prior Transfer Date	Mar 8, 2013
Prior Transfer Doc	0000019586
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	295 SUMMIT AVE, SAN RAFAEL, CA 94901-2340
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SUMMIT AVE, SAN RAFAEL, CA 94901-2340

Mortgage

Document Number	0000000410
Date	Jan 5, 2024
Instrument	2024-0000410

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Max Rate	11.2%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	295 SUMMIT AVE, SAN RAFAEL, CA 94901-2340
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SUMMIT AVE, SAN RAFAEL, CA 94901-2340

Mortgage

Document Number	0000040805
Date	Dec 21, 2022
Instrument	2022-0040805

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	295 SUMMIT AVE, SAN RAFAEL, CA 94901-2340
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SUMMIT AVE, SAN RAFAEL, CA 94901-2340

Mortgage

Document Number	0000014288
Date	May 28, 2025
Instrument	2025-0014288

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	295 SUMMIT AVE, SAN RAFAEL, CA 94901-2340
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SUMMIT AVE, SAN RAFAEL, CA 94901-2340

Mortgage

Document Number	0000004117
Date	Feb 24, 2025
Instrument	2025-0004117

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Jul 15, 2022
Property Address	295 SUMMIT AVE, SAN RAFAEL, CA 94901-2340
Document Number	0000026654
Map Reference	VOL 8 PG 64
Instrument Date	Jul 12, 2022
Instrument	2022-0026654
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$35.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3511 JACKSON ST, SAN FRANCISCO, CA 94118-1807

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Elementary School District	San Rafael City Elementary School District (KG - 08)
Secondary School District	San Rafael City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,650,840 (+2%) Land $1,857,100 Building $1,793,740
2025	$44,799.00 (+10.81%) Homeowner's exemption	$3,579,280 (+11.85%) Land $1,820,700 Building $1,758,580
2023	$40,429.00 (+227.23%) Homeowner's exemption	$3,200,000 Land $1,750,000 Building $1,450,000
2022	$12,355.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 units insured incl. 34 condo units
Nearby Flood Claims	54 (1978–2026)
Claims Outside the SFHA	7 of 54
Most Recent Claim	Jan 2026 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 17 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 16 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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