295 Stonegate Rd, Trout Valley (Cary), IL 60013 Property Records

McHenry County property record for 295 Stonegate Rd, Trout Valley, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,168 sqft · built 1987
Lot Size	0.496 acres (21,606 sqft)
Owner	2 Company Names on Record
Last Sale	$397,000 (Oct 2017)
Tax Bill	$14,327 (2024)
Deeds & Mortgages	Aug 2026 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-13-151-006`

Property Details

APN / Parcel Number

Primary APN	`19-13-151-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,168 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Lot Area	21,606 sqft (0.496 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	295 STONEGATE RD
City	TROUT VALLEY
State	IL
Zip	60013-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0039041 LT 295 TROUT VALLEY DIVISION K
Legal Subdivision	TROUT VALLEY DIVISION
Legal Block	151
Legal Lot Number	295
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1010
Census Tract	871600

Owner

Source: McHenry County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	295 STONEGATE RD, TROUT VALLEY, IL 60013-2534
Owner Type	Company
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Oct 20, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Prior Sale	Aug 20, 1997 · Amount on Record
Deed Document Number	201739041
Last Transfer Date	Aug 20, 2026
Transfer Doc	0000024813
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 26, 2026
Property Address	295 STONEGATE RD, TROUT VALLEY, IL 60013-2534
Document Number	0000024813
Instrument Date	Aug 20, 2026
Instrument	202624813
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	295 STONEGATE RD, TROUT VALLEY, IL 60013-2534

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	295 STONEGATE RD, TROUT VALLEY, IL 60013-2534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054448
Date	Dec 11, 2020
Instrument	2020R0054448

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

Interest

Rate	3%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	295 STONEGATE RD, TROUT VALLEY, IL 60013-2534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018556
Date	Jun 6, 2018
Instrument	2018R0018556

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate	4.87%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 20, 2017
Property Address	295 STONEGATE RD, TROUT VALLEY, IL 60013-2534
Document Number	0000039041
Instrument Date	Oct 17, 2017
Instrument	39041
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$595.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 LITTLE MARRYAT RD TROUT VALLEY IL 600132608, TROUT VALLEY, IL 60013-2608

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$14,327.00	$178,137 (+25.45%) Land $23,744 Building $154,393	$534,411 (+25.45%) Land $71,232 Building $463,179
2022	Homeowner's exemption	$141,996 Land $26,314 Building $115,682	$425,988 Land $78,942 Building $347,046

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Stonegate Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures