295 Spurgeon Gap Rd, Gray (Johnson City), TN 37615 Property Records

Washington County property record for 295 Spurgeon Gap Rd, Gray, TN 37615

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 10,486 sqft · built 1982
Lot Size	6.6 acres (287,496 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,854 (2025)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`005-032.01`

Property Details

APN / Parcel Number

Primary APN	`005-032.01`
Alternative APNs	`1200500503201000` `090005 03201`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Stories	3 Stories
Building Area	10,486 sqft Living Area
Gross Area	12,272 sqft
1st Floor Area	4,445 sqft
Upper Floors Area	1,786 sqft
Basement Area	2,766 sqft
Finished Basement	1,616 sqft
Unfinished Basement	1,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1999
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	287,496 sqft (6.6 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Finished/Open Porch
Porch Area	397 sqft
Deck Area	310 sqft
Patio Area	155 sqft
Gazebo	237 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	295 SPURGEON GAP RD
City	JOHNSON CITY
State	TN
Zip	37615-2460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	DENNISON PROP PB: 20 PG: 699
Legal Subdivision	DENNISON PROP
Legal Lot Number	TR2
Jurisdiction	WASHINGTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3005
Census Tract	61401

Owner

295 Spurgeon Gap Rd is owner-occupied and held in a trust since June 2024.

Source: Washington County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Mailing Address	295 SPURGEON GAP RD, GRAY, TN 37615-2460
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2012
Deed Sale	Dec 5, 2012
Prior Sale	Nov 18, 1980 · Amount on File
Deed Book / Page	782 / I1131
Last Transfer Date	Jun 13, 2024
Transfer Doc	0001161923
Record Updated	Sep 20, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON TN
Property Address	295 SPURGEON GAP RD, GRAY, TN 37615-2460
Document Number	9571050
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9571050
Date	May 21, 2018
Book Page	000957/001050
Instrument	7698

Lender

Name	CONSUMER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 20, 2023

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 295 Spurgeon Gap Rd was $6,854.

Source: Washington County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,854.00	$400,825 Land $41,925 Building $358,900	$1,603,300 (-) Land $167,700 Building $1,435,600
2024	$6,854.00		$1,603,300 Land $167,700 Building $1,435,600
2022	$5,421.00	$252,125 Land $24,800 Building $227,325	$1,008,500 Land $99,200 Building $909,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Spurgeon Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Spurgeon Gap Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Point Broadband.

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