Elko County property record for 295 Spruce Rd, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 260 sqft · built 1985 |
| Lot Size | 1.27 acres (55,670 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $475,000 (Dec 2017) |
| Tax Bill | $6,035 (2026) |
| Deeds & Mortgages | May 2023 Transfer Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-610-120 |
| Primary APN | 001-610-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,584 sqft Living Area |
| Gross Area | 5,884 sqft |
| 1st Floor Area | 2,584 sqft |
| Basement Area | 1,470 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 55,670 sqft |
| Garage Type | Attached |
| Garage Area | 1,830 sqft |
| Parking Spaces | 9 Parking Spaces |
| Heating System | Radiant |
|---|
| Old Parcel Number | 001610057 |
|---|---|
| Street Address | 295 SPRUCE RD |
| City | ELKO |
| State | NV |
| Zip | 89801-4491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZRO |
| Legal Description | PARCEL 1 FILE 703424,LOCATED IN,MDB&M,FORMERLY ASSESSED UNDER 001-610-068,057,NO HARD COPY RECORDS, AUTOMATED RECORDS ONLY |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 295 SPRUCE RD, ELKO, NV 89801-4491 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 23, 2023 | Intrafamily Transfer, Transfer |
| Dec 5, 2017 | Bargain and Sale Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2017 · Amount on Record |
| Deed Sale | Dec 5, 2017 · Amount on Record |
| Deed Document Number | 2017733716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 23, 2023 |
| Property Address | 295 SPRUCE RD, ELKO, NV 89801-4491 |
| Document Number | 0000819554 |
| Instrument Date | May 22, 2023 |
| Instrument | 819554 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 295 SPRUCE RD, ELKO, NV 89801-4491 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Dec 5, 2017 |
| Property Address | 295 SPRUCE RD, ELKO, NV 89801-4491 |
| Document Number | 0000733716 |
| Map Reference | FILE703424 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 733716 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 393 12TH ST, 393, ELKO, NV 89801-4043 |
| Name | Verified Name |
|---|---|
| Address | 295 SPRUCE RD, ELKO, NV 89801-4491 |
| Document Number | 0000733717 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 733717 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,035.00 (+3.02%) | $166,913 (+2.69%) Land $25,200 Building $141,713 | $476,894 (+2.69%) Land $72,000 Building $404,894 |
| 2025 | $5,858.00 (+12.7%) | $162,539 (+3.47%) Land $15,750 Building $146,789 | $464,397 (+3.47%) Land $45,000 Building $419,397 |
| 2023 | $5,198.00 (+3.01%) | $157,081 (+13.82%) Land $15,750 Building $141,331 | $448,803 (+13.82%) Land $45,000 Building $403,803 |
| 2022 | $5,046.00 | $138,013 Land $15,750 Building $122,263 | $394,323 Land $45,000 Building $349,323 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 56% of Nevada |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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