295 Split Pine Cv, Clyde, NC 28721 Property Records

Haywood County property record for 295 Split Pine Cv, Clyde, NC 28721 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,080 sqft Heated Area
Lot Size46,304 sqft (1.06 acres)
OccupancyOwner Occupied
Last Sale$410,000 (2025)
Tax Bill$1,454.00 (2025)

Property Details

APN / Parcel Number

Primary APN8731-07-4163
Alternative APNs
  • 261887
  • 261946
  • 289562

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,080 sqft Heated Area
Gross Area440 sqft Gross Area
1st Floor1,080 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Lot Area46,304 sqft (1.06 acres)

Utilities and HVAC

Cooling SystemPartial Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number289562
Street Address295 SPLIT PINE CV
CityCLYDE
StateNC
Zip28721-0756
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#3 SPLIT PINE ESTATES
Legal SubdivisionSPLIT PINE ESTATES
Legal Unit3
JurisdictionHAYWOOD NC
Minor Civil DivisionFINES CREEK
Census Blockgroup2
Census Block2001
Census Tract920102

Owner

Source: Haywood County records · APN 8731-07-4163

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address295 SPLIT PINE CV, CLYDE, NC 28721-0756
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Line of Credit
UNITED STATES SMALL BUSINESS ADMIN
Jun 26, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
MASI HOMES LLC
Sep 16, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
GOPRIME MORTGAGE INC
Feb 24, 2023Warranty Deed, Construction Loan · Building or Construction Mortgage
LINDA M MCCROSKY ETAL
May 28, 2020Warranty Deed, Transfer · Conventional Mortgage
KENNETH W & MARY M COOK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2025 · Amount on Record
Deed SaleSep 16, 2025 · Amount on Record
Prior SaleMay 21, 2024 · Amount on Record
Deed Doc Number20257784
Deed Book / Page1136 / 1152
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address295 SPLIT PINE CV, CLYDE, NC 28721-0756
Transaction TypeMortgage
Record UpdatedNov 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 SYLVAN ACRES RD, WAYNESVILLE, NC 28785-9523

Mortgage

Document Number0011390913
DateOct 23, 2025
Book Page1139/913
Instrument2025009150
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueAug 15, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address295 SPLIT PINE CV, CLYDE, NC 28721-0756
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4560 WILDENER WAY, CUMMING, GA 30041-3600

Mortgage

Document Number0011310560
DateJun 26, 2025
Book Page1131/560
Instrument2025005209
Lender
NameMASI HOMES LLC
TypeNon-Lending Institution
AddressWAYNESVILLE, NC 28786
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term12 Months
DueJun 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateSep 16, 2025
Property Address295 SPLIT PINE CV, CLYDE, NC 28721-0756
Document Number0011361152
Book / Page1136 / 1152
Map ReferenceCAB C SL 1406
Instrument DateSep 09, 2025
Instrument2025007784
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4560 WILDENER WAY, CUMMING, GA 30041-3600

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 SPLIT PINE CV, CLYDE, NC 28721-0756

Mortgage

Document Number0011361155
DateSep 16, 2025
Instrument1136/1155
Lender
NameGOPRIME MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term121 Months
DueOct 01, 2035

February 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateFeb 24, 2023
Property Address295 SPLIT PINE CV, CLYDE, NC 28721
Document Number0010811266
Book / Page1081 / 1266
Map ReferenceCAB C SL 1406
Instrument DateFeb 06, 2023
Instrument2023001477
Transaction TypeConstruction Loan
Record UpdatedMar 02, 2023

Transaction

AmountAmount Recorded
Tax$89.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address219 MAGNOLIA CHASE DR, MARIETTA, GA 30008-3104

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6041, ASHEVILLE, NC 28816-6041

Mortgage

Document Number0010811270
DateFeb 24, 2023
Instrument1081-1270
Lender
NameLINDA M MCCROSKY ETAL
TypePrivate Party
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMay 28, 2020
Property Address295 SPLIT PINE CV, CLYDE, NC 28721
Document Number0009981164
Book / Page000998 / 001164
Instrument DateMay 15, 2020
Instrument4785
Transaction TypeTransfer
Record UpdatedJun 03, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address219 MAGNOLIA CHASE DR MARIETTA GA 300083104, MARIETTA, GA 30008-3104

Mortgage

Document Number9981167
DateMay 28, 2020
Book Page000998/001167
Instrument4786
Lender
NameKENNETH W & MARY M COOK
Address5765 PEACHTREE RD, MYRTLE BEACH, SC 29588-9314
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 27, 2025

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$202,400 (-) Land $32,000 Building $170,400
2025$1,454.00$202,400 (+438.3%) Land $32,000 Building $170,400$202,400 (+438.3%) Land $32,000 Building $170,400
2023$37,600 Land $32,000 Building $5,600
2022$235.00
2021$37,600 Land $32,000 Building $5,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire LikelihoodAbout 1 in 730 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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