295 Southgate Dr, Dubuque, IA 52003 Property Records

Dubuque County property record for 295 Southgate Dr, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,091 sqft · built 1964
Lot Size	0.712 acres (31,004 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Dec 2023)
Tax Bill	$6,220 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-35-102-006`

Property Details

APN / Parcel Number

Primary APN	`10-35-102-006`
Alternative APN	`10-35-102-019`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,091 sqft Living Area
1st Floor Area	1,703 sqft
Basement Area	1,943 sqft
Finished Basement	1,474 sqft
Game Room	Game Room
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,004 sqft (0.712 acres)
Lot Dimensions	155 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	495 sqft
Deck Area	323 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	295 SOUTHGATE DR
City	DUBUQUE
State	IA
Zip	52003-7156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOTS 2-1-2-1-1 & 2-2-1-1 METCALF'S SUB; LOT 1 SOUTHGATE
Legal Range	02E
Legal Township	89N
Legal Section	35
Legal Subdivision	BRYANT
Legal Lot Number	1,2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1006
Census Tract	802

Owner

295 Southgate Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Dubuque County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	295 SOUTHGATE DR, DUBUQUE, IA 52003-7156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage DUTRAC COMMUNITY CU
Oct 30, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 15, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on File
Deed Sale	Dec 20, 2023 · Amount on File
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	295 SOUTHGATE DR, DUBUQUE, IA 52003-7156
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SOUTHGATE DR, DUBUQUE, IA 52003-7156

Mortgage

Document Number	0000011963
Date	Dec 20, 2023
Instrument	2023-00011963

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 30, 2017
Property Address	295 SOUTHGATE DR, DUBUQUE, IA 52003-7156
Document Number	0000013497
Instrument Date	Oct 30, 2017
Instrument	13497
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	295 SOUTHGATE DR DUBUQUE IA 520037156, DUBUQUE, IA 52003-7156

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 15, 2017
Property Address	295 SOUTHGATE DR, DUBUQUE, IA 52003-7156
Document Number	0000010146
Instrument Date	Aug 14, 2017
Instrument	10146
Transaction Type	Transfer
Record Updated	Feb 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	295 SOUTHGATE DR DUBUQUE IA 520037156, DUBUQUE, IA 52003-7156

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 18, 2017
Property Address	295 SOUTHGATE DR, DUBUQUE, IA 52003-7156
Document Number	0000008893
Instrument Date	Jul 14, 2017
Instrument	8893
Transaction Type	Transfer
Record Updated	Feb 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SOUTHGATE DR DUBUQUE IA 520037156, DUBUQUE, IA 52003-7156

Tax Assessment & Valuation

The 2025 property tax bill for 295 Southgate Dr was $6,220 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,220.00 Homeowner's exemption	$440,800 Land $63,900 Building $376,900	$440,800 Land $63,900 Building $376,900
2024	$6,220.00
2023		$410,300 (+27.83%) Land $10,000 Building $400,300	$410,300 Land $10,000 Building $400,300
2022	$5,382.00 Homeowner's exemption	$320,970 Land $8,510 Building $312,460
2021			$320,970 Land $8,510 Building $312,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Southgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Southgate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	280 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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