295 Smith St, Dowelltown, TN 37059 Property Records

DeKalb County property record for 295 Smith St, Dowelltown, TN 37059 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1988
Square Footage750 sqft Living Area
Lot Size22,651 sqft (0.519 acres)
OccupancyOwner Occupied
Last Sale$156,400 (2024)

Property Details

APN / Parcel Number

Primary APN021044A A 01700
Alternative APN
  • 044A A 01700

Interior

Full Baths1 Baths
Building Area750 sqft Living Area
1st Floor750 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1988
Exterior MaterialBrick Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area22,651 sqft (0.519 acres)
Depth X Width198 ft x 132 ft Depth x Width

Exterior Amenities

Deck Area16 sqft Deck
Patio Area16 sqft Patio
PorchOpen Porch
Porch Area40 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address295 SMITH ST
CityDOWELLTOWN
StateTN
Zip37059-2028
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 20
JurisdictionDE KALB TN
Minor Civil Division2
Census Blockgroup1
Census Block1047
Census Tract920300

Owner

Source: DeKalb County records · APN 021044A A 01700

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address295 SMITH ST, DOWELLTOWN, TN 37059-2028
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE
Feb 05, 2024Warranty Deed, Transfer · Conventional Mortgage
MODERN MORTAGAGE LENDING
Jan 27, 2017Warranty Deed, Transfer · Conventional Mortgage
F & M BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 05, 2024 · Amount on Record
Deed SaleFeb 05, 2024 · Amount on Record
Prior SaleJan 27, 2017 · Amount on Record
Deed Doc Number0000056524
Deed Book / Page565 / 24
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB TN
Property Address295 SMITH ST, DOWELLTOWN, TN 37059-2028
Transaction TypeMortgage
Record UpdatedMar 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 SMITH ST, DOWELLTOWN, TN 37059-2028

Mortgage

Document Number0005060000000820
DateOct 05, 2021
Book Page0000000506/0000000820
Instrument199915
Lender
NameROCKET MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateFeb 05, 2024
Property Address295 SMITH ST, DOWELLTOWN, TN 37059-2028
Document Number0005650024
Book / Page565 / 24
Instrument DateFeb 05, 2024
Instrument212625
Transaction TypeTransfer
Record UpdatedMar 01, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5.79
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 SMITH ST, DOWELLTOWN, TN 37059-2028

Mortgage

Document Number0000212626
DateFeb 05, 2024
Instrument212626
Lender
NameMODERN MORTAGAGE LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2054

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateJan 27, 2017
Property Address295 SMITH ST, DOWELLTOWN, TN 37059-2028
Document Number0004060093
Book / Page406 / 93
Instrument DateJan 27, 2017
Transaction TypeTransfer
Record UpdatedSep 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 SMITH ST, DOWELLTOWN, TN 37059-2028

Mortgage

Document Number0004060096
DateJan 27, 2017
Book Page406/96
Lender
NameF & M BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
MunicipalityDowelltown Town
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,575 (-) Land $1,625 Building $12,950
2023$14,575 (-) Land $1,625 Building $12,950
2022$252.00$14,575 Land $1,625 Building $12,950$58,300 (-) Land $6,500 Building $51,800
2021$58,300 Land $6,500 Building $51,800

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