Cape May County and West Cape May Borough property record for 295 Sixth Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 2,770 sqft · built 2015 |
| Lot Size | 1.44 acres (62,857 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,575 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00055-0000-00023-05 |
| Primary APN | 12-00055-0000-00023-05 |
|---|
| Building Area | 2,770 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 62,857 sqft |
| Street Address | 295 SIXTH AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 55 |
| Legal Lot Number | 23.5 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 21900 |
295 Sixth Ave is owned and occupied by two individuals.
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 SIXTH AVE, CAPE MAY, NJ 08204-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CREST SVGS BK |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CREST SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 295 SIXTH AVE, CAPE MAY, NJ 08204-1118 |
| Document Number | 0009460835 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | TITLE COMPANY OF JERSEY, THE |
| Name | Verified Name |
|---|---|
| Address | 295 SIXTH AVE WEST CAPE MAY NJ 082041118, WEST CAPE MAY, NJ 08204-1118 |
| Document Number | 0009460835 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 000946/000835 |
| Instrument | 36569 |
| Name | CREST SVGS BK |
|---|---|
| Address | WILDWOOD, NJ 08260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 22, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 295 SIXTH AVE, CAPE MAY, NJ 08204-1118 |
| Document Number | 0062300510 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Name | Verified Name |
|---|---|
| Address | 295 SIXTH AVE WEST CAPE MAY NJ 082041118, WEST CAPE MAY, NJ 08204-1118 |
| Document Number | 0062300510 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 006230/000510 |
| Instrument | 27019 |
| Name | CREST SVGS BK |
|---|---|
| Address | WILDWOOD, NJ 08260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 23, 2035 |
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,700 (-) Land $161,000 Building $342,700 | $503,700 (-) Land $161,000 Building $342,700 | |
| 2025 | $503,700 Land $161,000 Building $342,700 | $503,700 Land $161,000 Building $342,700 | |
| 2024 | $7,575.00 | ||
| 2023 | $503,700 Land $161,000 Building $342,700 | $503,700 Land $161,000 Building $342,700 | |
| 2022 | $6,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Sixth Ave in Zone X, an area of minimal flood risk, though there have been 117 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 units insured incl. 8 condo units |
| Nearby Flood Claims | 117 (1978–2025) |
| Claims Outside the SFHA | 2 of 117 |
| Most Recent Claim | Aug 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Sixth Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001 |
|---|---|
| Water Source | Purchased groundwater from CAPE MAY WATER & SEWER U |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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