295 Silex Rd, Silex, MO 63377 Property Records

Lincoln County property record for 295 Silex Rd, Silex, MO 63377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,424 sqft · built 2019
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-30-07-000-000-004.004`

Property Details

APN / Parcel Number

Primary APN	`08-30-07-000-000-004.004`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
Basement Area	2,424 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Area	1,138 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	295 SILEX RD
City	SILEX
State	MO
Zip	63377-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.00 AC TRACT BEING PT OF SW1/4 SEC 7, SURVEY J1/80
Legal Range	01W
Legal Township	50N
Legal Section	07
Jurisdiction	LINCOLN MO
Township / Civil Division	MILLWOOD
Census Block Group	2
Census Block	2079
Census Tract	810206

Owner

295 Silex Rd is owned and occupied by two individuals.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 SILEX RD, SILEX, MO 63377-3407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK OF RHINELAND
May 7, 2019	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	295 SILEX RD, SILEX, MO 63377-3407
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SILEX RD, SILEX, MO 63377-3407

Mortgage

Document Number	002493/568
Date	Sep 5, 2023
Book Page	2493/568
Instrument	2023006803

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank
Address	HERMANN, MO 65041

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	295 SILEX RD, SILEX, MO 63377-3407
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2433/0583
Date	May 7, 2019
Book Page	2433/0583
Instrument	2019003429

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 2, 2020

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	295 SILEX RD, SILEX, MO 63377-3407
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2458/143
Date	Jan 13, 2021
Book Page	2458/143
Instrument	2021000630

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 295 Silex Rd was $3,740.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Silex R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,685 (+6.44%) Land $3,439 Building $72,246
2025	$3,740.00	$71,106 Land $3,439 Building $67,667	$398,340 Land $18,100 Building $380,240
2023	$3,450.00 (+16.01%)	$65,761 Land $3,230 Building $62,531	$346,110 Land $17,000 Building $329,110
2022	$2,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Silex Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2008–2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 2 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Silex Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: Spectrum, Systec Wireless Communications.

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