295 Sharon Dr, Lusby, MD 20657 Property Records

Calvert County property record for 295 Sharon Dr, Lusby, MD 20657

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,728 sqft · built 1987
Lot Size0.563 acres (24,524 sqft)
OwnerIndividual Name on File
Last Sale$263,000 (Jan 2021)
Tax Bill$2,998 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jan 2021 Foreclosure
Flood ZoneZone X (minimal risk)
APN01-192574

Property Details

APN / Parcel Number

Primary APN01-192574
Alternative APNs
  • 1192574
  • 192574

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,728 sqft Total Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area24,524 sqft (0.563 acres)
Deck Area546 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number192574
Street Address295 SHARON DR
CityLUSBY
StateMD
Zip20657-2603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 1 CAROL COURT
Legal SubdivisionCAROL COURT
Legal Lot Number1
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group3
Census Block3003
Census Tract860901

Owner

295 Sharon Dr is owned and occupied by an individual who bought it in January 2021.

Source: Calvert County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address295 SHARON DR, LUSBY, MD 20657-2603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jan 7, 2021Foreclosure
JACQUIES TITLE GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2021 · Amount on File
Deed SaleJan 7, 2021 · Amount on File
Prior SaleJan 7, 2021 · Amount on File
Deed Book / Page5816 / 427
Prior Transfer DateNov 19, 2020
Prior Transfer Doc0058160422
Record UpdatedOct 29, 2026

January 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateJan 7, 2021
Property Address295 SHARON DR, LUSBY, MD 20657-2603
Document Number0058160427
Book / Page5816 / 427
Map ReferenceLB ABE 1 FO 282
Instrument DateNov 20, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 10, 2022
Title CompanyJACQUIES TITLE GROUP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,315.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address295 SHARON DR, LUSBY, MD 20657-2603

Mortgage

Document Number0005816433
DateJan 7, 2021
Instrument5816/433
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2050

January 2021: Foreclosure

Document TypeForeclosure
JurisdictionCALVERT MD
Recording DateJan 7, 2021
Property Address295 SHARON DR, LUSBY, MD 20657-2603
Document Number0058160422
Book / Page5816 / 422
Map ReferenceLB ABE 1 FO 282
Instrument DateNov 19, 2020
Transaction TypeForeclosure
Record UpdatedAug 10, 2022
Title CompanyJACQUIES TITLE GROUP

Transaction

AmountAmount on Record
Tax$1,315.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address13901 BELLE CHASSE BLVD UNIT 216, 216, LAUREL, MD 20707-8418

Tax Assessment & Valuation

The 2025 property tax bill for 295 Sharon Dr was $2,998.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$276,400 Land $83,000 Building $193,400$276,400 Land $83,000 Building $193,400
2025$2,998.00
2023$2,275.00$219,000 Land $83,000 Building $136,000$219,000 Land $83,000 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Sharon Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Sharon Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 87% of Maryland
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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