295 Shaffer Rd, Bedford, PA 15522 Property Records

Bedford County property record for 295 Shaffer Rd, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	2,240 sqft · built 1910
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,215 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D.07-0.00-307`

Property Details

APN / Parcel Number

Primary APN	`D.07-0.00-307`

Interior

Stories	2 Stories
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	106,286 sqft (2.44 acres)

Location & Zoning

Street Address	295 SHAFFER RD
City	BEDFORD
State	PA
Zip	15522-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BEDFORD PA
Township / Civil Division	EAST ST. CLAIR
Census Block Group	3
Census Block	3076
Census Tract	960300

Owner

295 Shaffer Rd is owned and occupied by two individuals who acquired it in February 2008.

Source: Bedford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 SHAFFER RD, BEDFORD, PA 15522-7209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 20, 2008
Transfer Doc	1223/186
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	295 SHAFFER RD, BEDFORD, PA 15522-7209
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/2410
Date	Apr 28, 2021
Book Page	2021/2410
Instrument	2021-002410

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	295 SHAFFER RD, BEDFORD, PA 15522-7209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/58
Date	Jan 5, 2021
Book Page	2021/58
Instrument	2021-000058

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	295 SHAFFER RD, BEDFORD, PA 15522-7209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/5454
Date	Oct 16, 2020
Book Page	2020/5454
Instrument	2020-005454

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 5, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 295 Shaffer Rd was $2,215, up 7.9% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	East St. Clair Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,215.00 (+7.89%)	$131,100 (-) Land $28,600 Building $102,500	$131,100 (-) Land $28,600 Building $102,500
2025	$2,053.00	$131,100 Land $28,600 Building $102,500	$131,100 Land $28,600 Building $102,500
2023	$1,748.00 Additional exemption filed	$131,100 Land $28,600 Building $102,500
2012			$131,100 Land $28,600 Building $102,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Shaffer Rd in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	43 (1993–2021)
Claims Outside the SFHA	4 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Frances, Sep 2004 · 2 claims Severe Storms And Flooding, Jan 1996 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Shaffer Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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