Calloway County property record for 295 Seth Ln, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 1,475 sqft · built 1999 |
| Owner | Individual Name on Record |
| Last Sale | $159,900 (Mar 2024) |
| Tax Bill | $1,440 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-0-0004-0028A |
| Primary APN | 040-0-0004-0028A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,475 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Adobe |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 192 sqft |
| Greenhouse | 290 sqft |
| Poultry House | 240 sqft |
| Cooling System | Central |
|---|
| Account Number | 103277 |
|---|---|
| Street Address | 295 SETH LN |
| City | MURRAY |
| State | KY |
| Zip | 42071-7813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 295 SETH LANE |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10304 |
Source: Calloway County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 295 SETH LN, MURRAY, KY 42071-7813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 28, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on Record |
| Deed Sale | Mar 28, 2024 · Amount on Record |
| Prior Sale | Aug 26, 2009 · Amount on Record |
| Deed Document Number | 0001451208 |
| Deed Book / Page | 1451 / 208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 295 SETH LN, MURRAY, KY 42071-7813 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 001226/500 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 1226/500 |
| Instrument | 636831 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Mar 28, 2024 |
| Property Address | 295 SETH LN, MURRAY, KY 42071-7813 |
| Document Number | 001451/208 |
| Book / Page | 1451 / 208 |
| Map Reference | 214 PG 171 |
| Instrument Date | Mar 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | SETH LANE, MURRAY, KY 42071 |
| Name | Verified Name |
|---|---|
| Address | 295 SETH LN, MURRAY, KY 42071-7813 |
| Mail Care Of | RONALD LEWIS AND MARGARET JANIENE GIGER |
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,440.00 (+92.77%) | $159,900 (+99.88%) | $159,900 (+99.88%) |
| 2023 | $747.00 | $80,000 | $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEXTER ALMO HEIGHTS WATER DISTRICT serves 2,275 people · EPA ID KY0180102 |
|---|---|
| Water Source | Purchased groundwater from MURRAY WATER SYSTEM |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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