295 Sam Thomas Rd, Harvest, AL 35749 Property Records

Madison County property record for 295 Sam Thomas Rd, Harvest, AL 35749

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,070 sqft · built 1987
Lot Size	0.972 acres (42,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$9,500 (May 2018)
Tax Bill	$735 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-04-18-4-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`15-04-18-4-000-009.000`
Alternative APNs	`066398` `427408`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	2,070 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,376 sqft (0.972 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	427408
Street Address	295 SAM THOMAS RD
City	HARVEST
State	AL
Zip	35749-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18 T3 R2W PART OF THE SE 1/4 OF SEC 18 DESC AS COM AT THE SE COR OF SD SEC 18 TH W 1301.90 FT TH N 2421.48 FT TH E 30 FT
Legal Range	02W
Legal Township	03S
Legal Section	18
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	1
Census Block	1012
Census Tract	10629

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 SAM THOMAS RD, HARVEST, AL 35749-9070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional with PMI RELIANCE FIRST CAP
May 22, 2018	Warranty Deed, Transfer · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	201831721
Prior Transfer Date	Apr 26, 2018
Prior Transfer Doc	0000031721
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	295 SAM THOMAS RD, HARVEST, AL 35749-9070
Document Number	0000035691
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 SAM THOMAS RD HARVEST AL 357499070, HARVEST, AL 35749-9070

Mortgage

Document Number	0000035691
Date	May 18, 2020
Instrument	35691

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	May 22, 2018
Property Address	295 SAM THOMAS RD, HARVEST, AL 35749-9070
Document Number	0000031721
Instrument Date	Apr 26, 2018
Instrument	31721
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 SAM THOMAS RD HARVEST AL 357499070, HARVEST, AL 35749-9070

Mortgage

Document Number	31722
Date	May 22, 2018
Instrument	31722

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$735.00 (+2.51%)
2025	$717.00 Homeowner's exemption	$24,860 (+6.7%) Land $2,200 Building $22,660	$248,500 (+6.7%) Land $21,900 Building $226,600
2023	Homeowner's exemption	$23,300 Land $2,200 Building $21,100	$232,900 Land $21,900 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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