295 S Main St, Romeo, MI 48065 Property Records

Macomb County property record for 295 S Main St, Romeo, MI 48065

Property Summary

Property Type	Commercial
Details	2.5 ba · 1,708 sqft · built 1920
Lot Size	0.233 acres (10,149 sqft)
Owner	Trust Name on File
Tax Bill	$3,563 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-04-02-176-004`

Property Details

APN / Parcel Number

Primary APN	`28-04-02-176-004`
Alternative APN	`0402176004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,708 sqft Total Area
1st Floor Area	1,217 sqft
Basement Area	1,193 sqft
Unfinished Basement	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Fire Resistance	Fireproof Steel Frame
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	203 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	295 S MAIN ST
City	ROMEO
State	MI
Zip	48065-5132
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	VILLAGE
Legal Description	ASSESSORS PLAT NO 8 LOT 26
Legal Subdivision	ASSESSORS PLAT #8 SUBDIVISION
Legal Lot Number	26
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

295 S Main St, a commercial property, is held in a trust since January 2018.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 1381, CASEVILLE, MI 48725-1381
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Quit Claim Deed, Mortgage LAKESTONE BK&TR
Apr 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 23, 2018
Transfer Doc	0000035752
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 31, 2019
Property Address	295 S MAIN ST, ROMEO, MI 48065-5132
Document Number	0000084481
Book / Page	026101 / 000114
Instrument Date	Jul 24, 2019
Instrument	84481
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	295 S MAIN ST ROMEO MI 480655132, ROMEO, MI 48065-5132

Mortgage

Document Number	84482
Date	Jul 31, 2019
Book Page	026101/000116
Instrument	84482

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 4, 2018
Property Address	295 S MAIN ST, ROMEO, MI 48065-5132
Document Number	0000035752
Book / Page	025290 / 000372
Instrument Date	Jan 23, 2018
Instrument	35752
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1000 E ROMEO RD OAKLAND MI 483631722, OAKLAND, MI 48363-1722

Tax Assessment & Valuation

The 2025 property tax bill for 295 S Main St was $3,563.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Municipality	Romeo Village
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,200 (+16.16%)	$336,400 (+16.16%)
2025	$3,563.00	$144,800	$289,600
2023		$120,500	$241,000
2022	$3,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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