295 S Cranbrook Rd, Birmingham, MI 48009 Property Records

Oakland County property record for 295 S Cranbrook Rd, Birmingham, MI 48009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,035 sqft · built 1959
Lot Size	0.452 acres (19,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Aug 2025)
Tax Bill	$14,435 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Dec 2020 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-35-102-003`

Property Details

APN / Parcel Number

Primary APN	`08-19-35-102-003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,035 sqft Living Area
1st Floor Area	1,705 sqft
Basement Area	1,692 sqft
Finished Basement	1,692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,689 sqft (0.452 acres)
Lot Dimensions	166 ft deep x 80 ft wide
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	295 S CRANBROOK RD
City	BIRMINGHAM
State	MI
Zip	48009-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R10E, SEC 35 THE MEYERING LAND COMPANY'S BIRMINGHAM HIGHLANDS SUB NO 1 LOTS 201 & 202
Legal Range	10E
Legal Township	02N
Legal Section	35
Legal Subdivision	BIRMINGHAM HIGHLANDS NO 1
Legal Lot Number	201-202
Jurisdiction	OAKLAND MI
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2009
Census Tract	152700

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 MAXWELL AVE, ROYAL OAK, MI 48067-2224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Dec 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REAL ESTATE ONE INC
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 27, 2019	Deed of Trust, Mortgage LAURENT BRESSON
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAURENT BRESSON
Mar 1, 2019	Warranty Deed, Transfer LAURENT BRESSON
Jan 19, 2018	Quit Claim Deed, Transfer ESTATE PLANNING LEGAL SERVICES PC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	2025106829
Deed Book / Page	60481 / 640
Prior Transfer Date	Sep 14, 2015
Prior Transfer Doc	0000009900
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 27, 2025
Property Address	295 S CRANBROOK RD, BIRMINGHAM, MI 48009-1506
Document Number	0000106829
Book / Page	60481 / 640
Map Reference	LB 48 PG 5
Instrument Date	Aug 21, 2025
Instrument	106829
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CAPITAL TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	295 S CRANBROOK RD, BIRMINGHAM, MI 48009-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 MAXWELL AVE, ROYAL OAK, MI 48067-1653

Mortgage

Document Number	0006047671
Date	Aug 27, 2025
Instrument	60476/71

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Max Rate	11.2%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	295 S CRANBROOK RD, BIRMINGHAM, MI 48009-1506
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26536 ANCHORAGE CT, NOVI, MI 48374-2125

Mortgage

Document Number	0000268989
Date	Dec 17, 2020
Book Page	55358/165
Instrument	268989

Lender

Name	REAL ESTATE ONE INC
Type	Non-Lending Institution
Address	SALEM, MI 48175

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 14, 2021
Property Address	295 S CRANBROOK RD, BIRMINGHAM, MI 48009-1506
Document Number	0000175196
Book / Page	56546 / 175
Map Reference	LB 48 PG 5
Instrument Date	Jun 25, 2021
Instrument	175196
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,492.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26536 ANCHORAGE CT, 26536, NOVI, MI 48374-2125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 S CRANBROOK RD, BIRMINGHAM, MI 48009-1506

Mortgage

Document Number	0056546177
Date	Jul 14, 2021
Instrument	56546/177

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	295 S CRANBROOK RD, BIRMINGHAM, MI 48009-1506
Document Number	0000113254
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23221 ARGYLE ST NOVI MI 483744304, NOVI, MI 48374-4304
Investor	Possibly a Property Investor

Mortgage

Document Number	0000113254
Date	Jul 17, 2019
Book Page	053030/000659
Instrument	113254

Lender

Name	LAURENT BRESSON
Address	801 CHAPIN AVE, BIRMINGHAM, MI 48009-2047

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	295 S CRANBROOK RD, BIRMINGHAM, MI 48009-1506
Document Number	0000096238
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23221 ARGYLE ST NOVI MI 483744304, NOVI, MI 48374-4304
Investor	Possibly a Property Investor

Mortgage

Document Number	0000096238
Date	Jun 17, 2019
Book Page	052933/000883
Instrument	96238

Lender

Name	LAURENT BRESSON
Address	801 CHAPIN AVE, BIRMINGHAM, MI 48009-2047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 1, 2019
Property Address	295 S CRANBROOK RD, BIRMINGHAM, MI 48009-1506
Document Number	0000028485
Book / Page	052613 / 000785
Instrument Date	Feb 22, 2019
Instrument	28485
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$3,182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23221 ARGYLE #6 NOVI MI 48377, 6, NOVI, MI 48377

Mortgage

Document Number	28176
Date	Mar 1, 2019
Book Page	052612/000437
Instrument	28176

Lender

Name	LAURENT BRESSON
Address	801 CHAPIN AVE, BIRMINGHAM, MI 48009-2047

Agreement

Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 19, 2018
Property Address	295 S CRANBROOK RD, BIRMINGHAM, MI 48009-1506
Document Number	0000009900
Book / Page	051486 / 000571
Instrument Date	Sep 14, 2015
Instrument	9900
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	ESTATE PLANNING LEGAL SERVICES PC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 S CRANBROOK RD BIRMINGHAM MI 480091506, BIRMINGHAM, MI 48009-1506

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birmingham City
County	Oakland County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,435.00 (-9.78%) Homeowner's exemption	$584,290 (+15.3%)	$1,168,580 (+15.3%)
2024	$15,999.00 (+6.2%)
2023		$506,770	$1,013,540
2021	$15,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRMINGHAM serves 20,472 people · EPA ID MI0000730
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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