295 Royal Tern Way, Carrabelle, FL 32322 Property Records

Franklin County property record for 295 Royal Tern Way, Carrabelle, FL 32322 · Last verified January 2026

Property Summary

Property Type	Vacant Land
Lot Size	0.224 acres (9,784 sqft)
Owner	Company Name on File
Tax Bill	$256 (2025)
Deeds & Mortgages	Aug 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-07S-03W-1001-000F-0010`

Property Details

APN / Parcel Number

Primary APN	`05-07S-03W-1001-000F-0010`

Exterior

Lot Area	9,784 sqft

Location & Zoning

Street Address	295 ROYAL TERN WAY
City	CARRABELLE
State	FL
Zip	32322-8033
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	ST JAMES BAY PHASE II PB 8/23 BLOCK F LOT 1 OR 1200/231
Legal Range	03W
Legal Township	07S
Legal Section	05
Legal Subdivision	ST JAMES BAY
Legal Phase	2
Legal Block	F
Legal Lot Number	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2073
Census Tract	970102

Owner

Source: Franklin County records · APN 05-07S-03W-1001-000F-0010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	160 LAUGHING GULL LN, CARRABELLE, FL 32322-8004
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

August 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 17, 2017
Property Address	295 ROYAL TERN WAY, CARRABELLE, FL 32322-8033
Document Number	0019004314
Book / Page	001200 / 000231
Instrument Date	Aug 14, 2017
Instrument	19004314
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	DODD TITLE COMPANY INC, DODD TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$4,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 CHARLOTTE PL CARY IL 600132707, CARY, IL 60013-2707
Investor	Possibly a Property Investor

Mortgage

Document Number	19004315
Date	Aug 17, 2017
Book Page	001200/000245
Instrument	19004315

Lender

Name	CENTENNIAL BK
Type	Bank
Address	22 AVENUE E, APALACHICOLA, FL 32320-1761

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$256.00 (+3.23%)	$38,250 (-) Land $38,250	$38,250 (-) Land $38,250
2024	$248.00 (+28.5%)	$38,250 (+53%) Land $38,250	$38,250 (+53%) Land $38,250
2023	$193.00 (+0.52%)	$25,000 (-) Land $25,000	$25,000 (-) Land $25,000
2022	$192.00	$25,000 Land $25,000	$25,000 Land $25,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 293 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured (36 under condo master policies) 105 of 293 individual policies on primary residences
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024, tidal / storm surge, Hurricane Helene
Flood Events	Hurricane Helene (Sep 2024), 12 claims Hurricane Michael (Oct 2018), 45 claims Hurricane Dennis (Jul 2005), 8 claims

Wildfire

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	About 1 in 166 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.